One KYB/KYC standard your examiner can follow across markets

Business verification (KYB) against official registries, identity verification (KYC) of owners and controllers with document verification and liveness checks, device intelligence on every hosted session, sanctions and watchlist screening, beneficial-ownership mapping down to the individuals behind the entity, and enhanced due diligence for higher-risk profiles. Approved customers stay monitored continuously after the decision.

For businesses on the network, yes. KYB, KYC, document verification, device intelligence, beneficial ownership, sanctions and watchlist screening, and transaction monitoring across fiat and stablecoin rails ship with the platform as one program: there is no verification or monitoring stack to procure, integrate, and operate. And it is not another tool for your team to run: the checks execute under Infinite’s compliance program, Compliance AI assembles each case, and judgment calls route to named analysts.

KYT is the discipline of screening the transaction itself, not just the customer. Each payment instruction is checked before settlement: sanctions and watchlist screening on the parties, counterparty risk on the destination, and rail-appropriate checks on stablecoin legs. Where KYB and KYC establish who you’re dealing with at onboarding, KYT re-asks the question on every payment.

KYT screens each instruction before it settles; transaction monitoring watches activity over time for AML patterns: velocity changes, structuring, and unusual corridors. Infinite runs both as one program with one case system, so a KYT hit and a monitoring alert land in the same review queue with shared context.

Yes: know your agent (KYA) extends the same program to AI agents that move money: every agent is bound to a KYB-verified business, capped by a funded account, and screened on every instruction, with an audit record of every action. See Agentic Payments and Agentic Commerce.

Infinite onboards businesses from the United States and 43 further markets today, listed under Supported markets on this page: most of Europe, the UK, Canada, Australia, Singapore, Hong Kong, Brazil, Israel, and Bahrain among them. Industry eligibility is decided case by case, with a short list of prohibited industries (cannabis is one): Infinite’s KYB team reviews the submitted data and open-source research on the business and its owners, and the partner bank reviews every file and keeps final authority. Additional markets open on request.

Through Embedded Compliance, pre-built onboarding and verification screens that run in your brand. One API call creates a session; your customer completes entity details, documents, and owner verification in one pass; and a webhook returns the decision. When a review needs more information, the RFI goes out as the same branded link: nothing chased by email, and no verification vendors to integrate.

No. Every case is built to one standard, so an approval is portable: a counterparty cleared anywhere on the network is cleared for your flows too, with no re-papering. That’s why KYB work the industry repeats at every institution happens once here, and why the network gets faster as it grows.

Compliance AI assembles and documents every case (records, screening results, history, each cited to its source) inside written, human-approved policy. Cases that require judgment route to named analysts. First-time reviews typically close within 1–2 days of intake; the AI never sets policy, files reports, or exercises judgment on its own.

Infinite runs the program under written, human-approved policy: Compliance AI assembles the case, judgment calls route to named analysts, and Infinite answers any RFI. The partner bank reviews every file under its own program and keeps final authority, so there is no gap between Infinite’s outcome and the bank’s oversight. First-time review closes in 1–2 days with both programs on the record.

Yes. One program covers every rail. Each counterparty passes sanctions screening before funds move, every transfer runs through the same monitoring as fiat payments, and flagged transfers stop for human review. The screening record behind any transfer is part of its documented case file.