Stop prefunding the world
For CFOs and treasurers with cash trapped across countries, currencies, and bank accounts. See every balance in one place and move funds between entities, currencies, and rails from a single account.
Retire the prefunding model. Three clicks.
- 01One positionEvery entity, currency, and account in a single live view. The consolidated number is a query, not a quarter-end project.
- 02Fund just in timeTransfers land in hours, so a corridor is funded when payments are due — not a week ahead, sized for the worst week.
- 03Put idle to workBuffers shrink to match reality. What stays behind moves to yield-bearing Deposit Accounts and earns from day one.
- US OPERATING USD$4,210,400
- MEXICO MXNBUFFER · IDLE 11 DAYSMX$8,940,000
- BRAZIL BRLR$3,180,000
- UNITED KINGDOM GBP£1,240,500
Global treasury today means prefunding: idle balances parked in every country you operate in, moved by wire days before they’re needed, reconciled by spreadsheet. Infinite (infinite.net) consolidates those balances onto one network — money moves between currencies and countries in hours instead of days, so corridors can be funded just in time, and what stays behind sits in accounts that earn.
Where it breaks down
Prefunding isn’t a strategy — it’s the tax you pay for slow rails and slow compliance.
Cash trapped in every corridor.
Because wires take days, every market needs a local buffer sized for the worst week. Multiply that across countries and a real share of your working capital is doing nothing but waiting.
A spreadsheet is the ledger.
Positions live across banks, currencies, and time zones. By the time the consolidated view is assembled, it’s yesterday’s — and every rebalancing decision is made on stale numbers.
Idle money earns nothing.
Buffers sit uninvested because moving them is slow and every transfer re-opens compliance questions. The safest choice is also the most expensive one.
How the network fixes it
One consolidated position, funded just in time — on the same network your cross-border payments already move on.
One ledger, every entity.
All accounts, currencies, and entities in a single live view. The consolidated position is a query, not a quarter-end project.
Fund just in time, not just in case.
Transfers land in hours across stablecoin, USD, and FX rails, so corridors are funded when payments are due — and the standing buffers shrink to match.
Balances that earn.
Idle cash sits in Deposit Accounts — yield-bearing DDAs where balances earn from day one instead of waiting in a buffer.
Stablecoin beside fiat.
Wallet Accounts hold USDC, USDT, OUSD, and USDG in custody at partner banks, on the same ledger as your fiat — one treasury view, both kinds of dollars.
What it looks like in practice
What retiring the prefunding model looks like on Infinite, step by step.
Consolidate the accounts.
Onboard your entities once — compliance review in days, not months — and bring scattered balances onto one ledger.
Set corridor funding rules.
Define when each market gets funded. Because transfers settle in hours, funding follows the payment calendar instead of running a week ahead of it.
Convert when you move.
FX happens in flight at known rates — GBP, EUR, MXN, BRL and more — so currency positions are a routing decision, not a standing risk.
Put the rest to work.
What no longer needs to sit in buffers moves to yield-bearing Deposit Accounts, with every movement documented and audit-ready.
Answers before you ask
What does just-in-time corridor funding mean?
Funding a market when its payments are due instead of parking a buffer there a week ahead. Because transfers on Infinite land in hours across stablecoin, USD, and FX rails, funding rules follow the payment calendar — see Transfer Routes for how each transfer picks its path.
How do idle treasury balances earn?
Balances that no longer need to sit in prefunded buffers move into Deposit Accounts — yield-bearing demand deposit accounts at Infinite’s partner banks — where they earn from day one and stay withdrawable on demand. Every movement is documented and audit-ready on the same ledger as your payments.
Can we hold stablecoins and fiat in one treasury view?
Yes. Wallet Accounts hold USDC, USDT, OUSD, and USDG in custody at partner banks, on the same ledger as your fiat accounts — one consolidated position covering both kinds of dollars. Rebalancing between them is a transfer on the network, not a move between vendors.
How does FX work when rebalancing between currencies?
Conversion happens in flight at known rates — GBP, EUR, MXN, BRL and more — so moving money between currencies is one instruction, not a separate desk and a second settlement. Foreign Exchange runs on the same API and reconciles on the same ledger as every other transfer.
Can we move money on weekends and holidays?
On stablecoin rails, yes: stablecoin settlement is final in minutes and runs 24/7/365, including the weekends and holidays when ACH and Fedwire are closed. For US dollars, RTP settles instantly around the clock — see USD Payments for how the three rails compare.
Bring your balance sheet home.
Talk to sales — we’ll map your corridors and show exactly which prefunded buffers you can retire first.