Stablecoins with bank-grade custody
Issue bank-owned wallets for your customers: USDC, USDT, OUSD, USDG on the same network as your fiat accounts.
- USDC1,250,000.00
- USDT400,000.00
- OUSD85,000.00
- USDG60,000.00
- Businesses that want stablecoin settlement speed without holding keys or managing wallets
- Compliance teams that need every transfer screened in both directions, before funds move
- Platforms running fiat and stablecoin side by side, in one dashboard and one API
Stablecoin accounts that behave like bank accounts
- Bank-grade custodyWallets live inside a regulated bank’s custody perimeter, not on an exchange, not in a browser extension, not on your servers.
- Screening in both directionsCounterparty and sanctions screening on every inbound and outbound transfer, documented for your compliance team.
- Fiat and stablecoin, side by sideOne dashboard shows each customer’s DDAs and wallets together, and funds move between them by native mint and burn, no intermediary liquidity providers.
- 24/7 settlementTransfers settle in minutes, around the clock, weekends and bank holidays included.
Inside the bank’s perimeter, not yours
The bank owns the wallet
Each wallet is established and controlled by a chartered partner bank. Your customer holds the balance; the bank holds the wallet. You never take custody of crypto assets.
Keys never touch your stack
Key generation, storage, and signing stay inside the bank’s custody perimeter. There is nothing for your team to secure, rotate, or lose.
Every transfer screens both ways
Inbound and outbound transfers pass counterparty and sanctions screening before funds move, the same stablecoin screening that runs across the network.
One ledger with your fiat accounts
Wallet balances sit next to your DDAs in the same dashboard, the same API, and the same reconciliation: stablecoins as a column, not a separate system.
Four stablecoins, one custody model
| Assets | USDC · USDT · OUSD · USDG |
| Peg | USD, 1:1 |
| Settlement | 24/7, typically minutes |
| Fiat to stablecoin | Native mint and burn inside the network |
| Chains | Per asset, shared during onboarding |
Adding a chain happens at the network level, with no integration change on your side.
One dashboard for fiat and stablecoin
Northwind Freight
Integrate once.
Screening runs before funds leave the wallet, and the result comes back on the transfer.
const transfer = await fetch("/v1/transfers", { method: "POST", headers: { Authorization: "Bearer " + apiKey, "Content-Type": "application/json", }, body: JSON.stringify({ from: "wallet_2e91", amount: "250000.00", currency: "USDC", destination: "acct_ext_7b02", }), }); // screening runs before funds move // transfer.screening → "cleared" · settled in minutes
Answers before you ask
What does “bank-owned wallet” mean?
The wallet is established and controlled by a chartered partner bank rather than by you or your customer. Your customer holds the balance; the bank holds the wallet and its keys. The precise ownership and custody terms for your program are documented in your program agreement.
Who holds the private keys?
Key management stays entirely inside the bank’s custody infrastructure. Neither you, your customers, nor your dashboard users ever hold or handle keys.
Which chains are supported?
Supported chains per asset are shared during onboarding, and new chains are added at the network level, no integration change on your side.
How should a business choose a stablecoin banking provider?
Check five things: whether customer funds are segregated from the provider’s own, who actually holds custody and keys, the compliance program (KYB at onboarding, sanctions screening, and ongoing transaction monitoring), the rails the account can reach, and whether compliance runs inside the account layer or is bolted on afterward. Wallet Accounts are bank-owned, screened in both directions, and share one ledger and compliance network with your fiat accounts.
Is this a crypto exchange account?
No. It’s an account product on the same compliance network as your fiat accounts: every transfer screened, every balance ledgered, everything reconciled in one place. See Stablecoin Payments for how transfers move.
See wallets and DDAs on one ledger.
Screening, settlement, and reconciliation, side by side in a 30-minute walkthrough.
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