Stablecoins with bank-grade custody
Issue bank-owned wallets for your customers — USDC, USDT, OUSD, USDG on the same network as your fiat accounts.
The Wallet Account is a bank-owned stablecoin wallet that Infinite (infinite.net) issues for each of your customers. USDC, USDT, OUSD, and USDG are held under bank-grade custody, on the same network and ledger as your fiat accounts. Built for businesses that want stablecoin speed but won’t touch self-custody or crypto-native providers.
- Businesses that want stablecoin settlement speed without holding keys or managing wallets
- Compliance teams that need every transfer screened — in both directions, before funds move
- Platforms running fiat and stablecoin side by side, in one dashboard and one API
Stablecoin accounts that behave like bank accounts
Bank-grade custody
Wallets live inside a regulated bank’s custody perimeter — not on an exchange, not in a browser extension, not on your servers.
Screening in both directions
Counterparty and sanctions screening on every inbound and outbound transfer, documented for your compliance team.
Fiat and stablecoin, side by side
One dashboard shows each customer’s DDAs and wallets together — and funds move between them by native mint and burn, no intermediary liquidity providers.
24/7 settlement
Transfers settle in minutes, around the clock — weekends and bank holidays included.
Automatic reconciliation
Wallet activity ledgers and reconciles the same way fiat payments do — matched to the customer, webhooked to your systems.
Same API as every account
Wallet Accounts are issued, queried, and moved with the same API as Managed and Deposit Accounts — one integration for all three.
Inside the bank’s perimeter, not yours
The bank owns the wallet
Each wallet is established and controlled by a chartered partner bank. Your customer holds the balance; the bank holds the wallet — you never take custody of crypto assets.
Keys never touch your stack
Key generation, storage, and signing stay inside the bank’s custody perimeter. There is nothing for your team to secure, rotate, or lose.
Every transfer screens both ways
Inbound and outbound transfers pass counterparty and sanctions screening before funds move — the same stablecoin screening that runs across the network.
One ledger with your fiat accounts
Wallet balances sit next to your DDAs in the same dashboard, the same API, and the same reconciliation — stablecoins as a column, not a separate system.
Four stablecoins, one custody model
| Assets | USDC · USDT · OUSD · USDG |
| Custody | Bank-owned wallets — keys never leave the custody perimeter |
| Screening | Every transfer, both directions, before funds move |
| Settlement | 24/7 — typically minutes, not banking days |
| Ledger | Same dashboard, API, and reconciliation as your fiat accounts |
Supported chains are shared during onboarding.
One dashboard for fiat and stablecoin
Integrate once.
Move stablecoins the way you move fiat. Screening runs before funds leave the wallet, and the result comes back on the transfer — cleared, documented, settled in minutes.
import { Infinite } from "@infinite/sdk"; const infinite = new Infinite({ apiKey }); const transfer = await infinite.transfers.create({ from: "wallet_2e91", amount: "250000.00", currency: "USDC", destination: "acct_ext_7b02", }); // screening runs before funds move // transfer.screening → "cleared" · settled in minutes
Answers before you ask
What does “bank-owned wallet” mean?
The wallet is established and controlled by a chartered partner bank rather than by you or your customer. Your customer holds the balance; the bank holds the wallet and its keys. The precise ownership and custody terms for your program are documented in your program agreement.
Who holds the private keys?
Key management stays entirely inside the bank’s custody infrastructure. Neither you, your customers, nor your dashboard users ever hold or handle keys.
Which chains are supported?
Supported chains per asset are shared during onboarding, and new chains are added at the network level — no integration change on your side.
How should a business choose a stablecoin banking provider?
Check five things: whether customer funds are segregated from the provider’s own, who actually holds custody and keys, the compliance program — KYB at onboarding, sanctions screening, and ongoing transaction monitoring — the rails the account can reach, and whether compliance runs inside the account layer or is bolted on afterward. Wallet Accounts are bank-owned, screened in both directions, and share one ledger and compliance network with your fiat accounts.
Is this a crypto exchange account?
No. It’s an account product on the same compliance network as your fiat accounts: every transfer screened, every balance ledgered, everything reconciled in one place. See Stablecoin Payments for how transfers move.
- Managed AccountIssue unique managed DDAs for your customers
- Deposit AccountIssue yield bearing DDAs for your customers
- Wallet AccountIssue bank-owned wallets for your customers
Stablecoin speed, without the custody risk.
See wallet and fiat accounts running side by side — screening, settlement, and reconciliation on one network.