Stablecoins with bank-grade custody
Open bank-owned wallets for your customers, on the same network as your fiat accounts.
- USDC1,250,000.00
- USDT400,000.00
- OUSD85,000.00
- USDG60,000.00
Who it’s for
- Businesses that want stablecoin speed without holding keys
- Compliance teams that need every transfer screened both ways
Inside the bank’s perimeter, not yours
How custody worksThe bank owns the wallet
A partner bank issues and holds each wallet. Your customer holds the balance; you never take custody.
Keys never touch your stack
Key generation, storage, and signing stay inside the bank’s custody perimeter.
Every transfer screens both ways
Counterparty and sanctions checks before funds move, the same stablecoin screening used network-wide.
One ledger with your fiat accounts
Wallet balances sit beside your DDAs in one dashboard and API.
Four stablecoins, one custody model
Supported assets| Assets | USDC · USDT · OUSD · USDG |
| Peg | USD, 1:1 |
| Settlement | 24/7, typically minutes |
| Fiat to stablecoin | Native mint and burn inside the network |
| Chains | Per asset, shared during onboarding |
Fiat and stablecoins, side by side.
In the consoleNorthwind Freight
From wallet balance to payment received.
DevelopersWorkflow example, not executable API code. Integration details are scoped to your account and enabled products.
1. Choose the funded wallet and recipient account. 2. Specify the asset, blockchain, and amount. 3. Create a draft transfer, then review and submit. 4. Track screening and transfer status.
Answers before you ask
FAQWhat does “bank-owned wallet” mean?
A partner bank issues and holds the wallet, not you or your customer. Your customer holds the balance; the bank holds the wallet and its keys. Custody terms are set in your program agreement.
Who holds the private keys?
The bank, inside its own custody infrastructure. Neither you, your customers, nor your dashboard users ever handle keys.
Which chains are supported?
Each asset’s networks are listed on rail and stablecoin coverage, confirmed for your account during onboarding. New chains are added at the network level, with no integration change.
How should a business choose a stablecoin banking provider?
Check five things: whether customer funds are segregated, who holds custody and keys, the compliance program (KYB, sanctions screening, transaction monitoring), the rails the account reaches, and whether compliance is built into the account or bolted on. Wallet Accounts are bank-owned, screened both ways, and share one ledger with your fiat accounts.
Is this a crypto exchange account?
No. It’s an account on the same compliance network as your fiat accounts: every transfer screened, every balance ledgered. See Stablecoin Payments.