Global wires, one integration

Send and receive SWIFT wires from your Infinite Accounts through one API.

Book a demo Read the docs

Your Infinite AccountUSD · acct_ops_usd

Screened on the networkCounterparty cleared in secondsCleared
SWIFT wireReleased by a partner bank · status at every step

Beneficiary bank · Singapore48,200.00 USD · same day to 2 business days

One API call · screened · released · tracked end to endILLUSTRATIVE

01
From
- Your Infinite AccountUSD · acct_ops_usd
02
Through Infinite
- Screened on the networkCounterparty cleared in secondsCleared
- SWIFT wireReleased by a partner bank · status at every step
03
To
- Beneficiary bank · Singapore48,200.00 USD · same day to 2 business days

One API call · screened · released · tracked end to endILLUSTRATIVE

Who it’s for

Businesses paying suppliers abroad from a US account
Platforms adding cross-border wires without bank integrations
Treasury teams moving wire operations onto one API

Everything a wire needs, in one call.

Capabilities

Send and receive
Outbound and inbound wires use the same Infinite Account as your US rails.
Screening built in
Every counterparty, screened before funds move.
End-to-end status
Webhooks on every state change, creation to credit.

When your wire lands.

Settlement

Settlement: Most corridors settle same day to two business days once released, with a webhook at every step.
Cutoffs: Same-day cutoffs vary by currency and corridor.
Corridors: Major SWIFT corridors, from your USD Infinite Account.
Fees: No opaque correspondent deductions en route. Pricing by corridor, from sales.

Create a SWIFT transfer.

Developers

Reference the recipient account and supporting documents. Review the draft before submitting it.

Read the docs

send-wire.tsIllustrative example

// Illustrative account IDs; use accounts enabled for this route.
const response = await fetch("/v1/transfers", {
  method: "POST",
  headers: {
    Authorization: "Bearer " + apiKey,
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    onBehalfOf: "cus_business",
    amount: { currency: "USD", rawValue: "4820000" },
    source: {
      accountId: "acc_source",
      currency: "USD", paymentRail: "BALANCE",
    },
    destination: {
      accountId: "acc_recipient",
      currency: "USD", paymentRail: "SWIFT",
    },
    documentIds: ["doc_invoice"],
    paymentReason: "PAYMENT_FOR_GOODS_AND_SERVICES",
  }),
});
// Created in DRAFT. Review, then submit separately.

Answers before you ask

FAQ

Who actually sends the wire?

Partner banks release payments into SWIFT on your behalf. Infinite handles bank connectivity, message formatting, the correspondent chain, and compliance. See the SWIFT glossary entry.

How long does a SWIFT wire take?

Most wires settle same day to two business days after release, depending on corridor and cutoff. When speed matters more, Transfer Routes can pick a faster path.

Which currencies and corridors are supported?

USD wires to major SWIFT corridors today; ask sales about a specific corridor. When the destination is BRL or MXN, Transfer Routes can convert in flight. See Foreign Exchange.

What does screening add to the timeline?

Seconds, for most payments. A counterparty vetted anywhere on the network clears instantly for everyone. See Stablecoin Compliance.

What are the fees?

Pricing is corridor-specific; talk to sales for your volumes. There are no opaque correspondent deductions en route. See the correspondent banking glossary entry.

When is a stablecoin transfer better than a SWIFT wire?

When speed and operating hours matter: stablecoin transfers settle in minutes, 24/7, while wires wait on banking hours. Transfer Routes weighs both per payment. See Stablecoins vs SWIFT.

See the companies processing on Infinite

Replace the correspondent maze.

Thirty minutes following one wire from creation to credit.

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