Global wires, one integration

Send and receive SWIFT wires from your Infinite Accounts through one API.

Book a demoRead the docs
One API call · screened · released · tracked end to endILLUSTRATIVE
One API call · screened · released · tracked end to endILLUSTRATIVE

Who it’s for

  • Businesses paying suppliers abroad from a US account
  • Platforms adding cross-border wires without bank integrations
  • Treasury teams moving wire operations onto one API

Building on stitched vendors costs you time.

Why one stack

  1. You need to move fast

  2. So you stitch

  3. And you wait

  4. And it breaks

Infinite is one stack instead.

Everything a wire needs, in one call.

Capabilities

When your wire lands.

Settlement
Settlement

Most corridors settle same day to two business days once released, with a webhook at every step.

Cutoffs

Same-day cutoffs vary by currency and corridor.

Corridors

Major SWIFT corridors, from your USD Infinite Account.

Fees

No opaque correspondent deductions en route. Pricing by corridor, from sales.

Accounts, payments and requests in one console.

Console
Illustrative

Create a SWIFT transfer.

Developers

Reference the recipient account and supporting documents. Review the draft before submitting it.

Read the docs
send-wire.tsIllustrative example
// Illustrative account IDs; use accounts enabled for this route.
const response = await fetch("/v1/transfers", {
  method: "POST",
  headers: {
    Authorization: "Bearer " + apiKey,
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    onBehalfOf: "cus_business",
    amount: { currency: "USD", rawValue: "4820000" },
    source: {
      accountId: "acc_source",
      currency: "USD", paymentRail: "BALANCE",
    },
    destination: {
      accountId: "acc_recipient",
      currency: "USD", paymentRail: "SWIFT",
    },
    documentIds: ["doc_invoice"],
    paymentReason: "PAYMENT_FOR_GOODS_AND_SERVICES",
  }),
});
// Created in DRAFT. Review, then submit separately.

Answers before you ask

FAQ

Who actually sends the wire?

Bank partners release payments into SWIFT on your behalf. Infinite handles bank connectivity, message formatting, the correspondent chain, and compliance. See the SWIFT glossary entry.

How long does a SWIFT wire take?

Most wires settle same day to two business days after release, depending on corridor and cutoff. When speed matters more, Transfer Routes can pick a faster path.

Which currencies and corridors are supported?

USD wires to major SWIFT corridors today; ask sales about a specific corridor. When the destination is BRL or MXN, Transfer Routes can convert in flight. See Foreign Exchange.

What does screening add to the timeline?

Seconds, for most payments. A counterparty vetted anywhere on the network clears instantly for everyone. See Global Compliance.

What are the fees?

Pricing is corridor-specific; talk to sales for your volumes. There are no opaque correspondent deductions en route. See the correspondent banking glossary entry.

When is a stablecoin transfer better than a SWIFT wire?

When speed and operating hours matter: stablecoin transfers settle 24/7, including weekends, while wires wait on banking hours. Transfer Routes weighs both per payment. See Stablecoins vs SWIFT.

See also USD Payments, Foreign Exchange, Transfer Routes and Crossborder Payments.

See the companies processing on Infinite

Replace the correspondent maze.

Thirty minutes following one wire from creation to credit.

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