Global wires, one integration

Send and receive SWIFT wires from your Infinite Accounts through one API. Counterparties are screened before release, and every wire reports status end to end, no bank portals, no trace requests.

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Your Infinite AccountUSD · acct_ops_usd

Screened on the networkCounterparty cleared in secondsCleared
SWIFT wireReleased by a partner bank · status at every step

Beneficiary bank · Singapore48,200.00 USD · same day to 2 business days

ONE API CALL · SCREENED · RELEASED · TRACKED END TO ENDILLUSTRATIVE

01
From
- Your Infinite AccountUSD · acct_ops_usd
02
Through Infinite
- Screened on the networkCounterparty cleared in secondsCleared
- SWIFT wireReleased by a partner bank · status at every step
03
To
- Beneficiary bank · Singapore48,200.00 USD · same day to 2 business days

ONE API CALL · SCREENED · RELEASED · TRACKED END TO ENDILLUSTRATIVE

Who it’s for

SWIFT Payments let you send and receive international wires directly from your Infinite Accounts. One API call creates the wire, Infinite screens the counterparty on the compliance network, and a partner bank releases it into SWIFT, with status tracked end to end.

Businesses paying international suppliers and partners from a US account
Platforms adding cross-border wires without building bank integrations
Treasury teams consolidating wire operations into one API and one ledger

Capabilities

Everything a wire needs, in one call.

Send and receiveOriginate outbound wires and receive inbound SWIFT payments into the same Infinite Account that runs your US rails.
Screening built inEvery counterparty is screened before funds move. Counterparties already vetted anywhere on the network clear instantly.
End-to-end statusWebhooks at every state change, from creation to credit.

Example

A US company pays a supplier in Singapore.

Create the payment

One API call from your Infinite Account: amount, currency, and the supplier’s bank details.

Screening clears in seconds

Infinite screens the supplier against sanctions and watchlists. If the supplier has already been vetted on the network, the check is instant.

The wire is released

A partner bank releases the payment into the SWIFT network and handles the correspondent chain.

Your supplier is credited

Funds arrive in the supplier’s Singapore account, typically same day to two business days.

Settlement

When your wire lands.

Settlement: Most corridors settle same day to two business days once the wire is released. You see every state change via webhook, no bank traces.
Cutoffs: Same-day cutoffs vary by currency and corridor. The published cutoff schedule is being finalized for launch.
Pending: published at launch
Corridors: Major corridors across the SWIFT network, from your USD Infinite Account. The published corridor list is being finalized for launch.
Pending: published at launch
Fees: No opaque correspondent deductions en route. Corridor-specific pricing is available from sales; a published fee schedule is being finalized.
Pending: published at launch

Developers

Integrate once.

Screening, release, and status tracking run on the network. The call is the same on every rail.

Read the docs

send-wire.tsIllustrative example

const wire = await fetch("/v1/payments", {
  method: "POST",
  headers: {
    Authorization: "Bearer " + apiKey,
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    rail: "swift",
    amount: "48200.00",
    currency: "USD",
    destination: {
      bic: "DBSSSGSG",
      account: "sg_supplier_0142",
      name: "Infinite Agents, Inc.",
    },
  }),
});
 
// screened, released, and tracked end to end

FAQ

Answers before you ask

Who actually sends the wire?

Partner banks release payments into the SWIFT network on your behalf. Your business holds its Infinite Account; Infinite handles bank connectivity, message formatting, and the compliance workflow, including the correspondent chain behind the wire. For how SWIFT messaging actually works underneath, see the SWIFT glossary entry.

How long does a SWIFT wire take?

Once released, most wires settle same day to two business days depending on corridor and cutoff. Instead of waiting on a bank trace, you see every state change via webhook. When speed matters more than the rail, Transfer Routes can pick a faster path automatically.

Which currencies and corridors are supported?

USD wires to major SWIFT corridors today; ask sales about a specific corridor. When the destination is BRL or MXN, Transfer Routes can convert in flight. See Foreign Exchange.

What does screening add to the timeline?

Seconds, for most payments. Counterparties that have already been vetted anywhere on the Infinite network clear instantly: a counterparty vetted once is vetted for everyone. See how sanctions and watchlist screening runs on every payment, across every rail, on Stablecoin Compliance.

What are the fees?

Pricing is corridor-specific. Talk to sales for your volumes. A published fee schedule is being finalized, and there are no opaque correspondent deductions en route. For why traditional wires accumulate lifting fees hop by hop, see the correspondent banking glossary entry.

When is a stablecoin transfer better than a SWIFT wire?

When settlement speed and operating hours matter most: stablecoin transfers settle in minutes, 24/7, while wires wait on banking hours and correspondent chains. Transfer Routes weighs both paths per payment, so you rarely choose by hand. For a side-by-side on settlement time, finality, and cost, see Stablecoins vs SWIFT.

See the companies processing on Infinite

Replace the correspondent maze.

30 minutes: a SWIFT wire created, screened, and tracked through one API.

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