Global wires, one integration
Send and receive SWIFT wires from your Infinite Accounts through one API. Counterparties are screened before release, and every wire reports status end to end — no bank portals, no trace requests.
SWIFT Payments let you send and receive international wires directly from your Infinite Accounts. One API call creates the wire, Infinite (infinite.net) screens the counterparty on the compliance network, and a partner bank releases it into SWIFT — with status tracked end to end.
- Businesses paying international suppliers and partners from a US account
- Platforms adding cross-border wires without building bank integrations
- Treasury teams consolidating wire operations into one API and one ledger
Everything a wire needs, in one call.
Every rail on this page is a capability of the same Infinite Account — one compliance review, one integration, one ledger across SWIFT, US rails, stablecoins, and FX.
Send and receive
Originate outbound wires and receive inbound SWIFT payments into the same Infinite Account that runs your US rails.
Screening built in
Every counterparty is screened before funds move. Counterparties already vetted anywhere on the network clear instantly.
End-to-end status
Track a wire from creation to credit with webhooks at every state change — no more calling your bank for a trace.
A US company pays a supplier in Singapore.
What actually happens between your API call and a credited account.
Create the payment
One API call from your Infinite Account: amount, currency, and the supplier’s bank details. No SWIFT formatting, no bank portal.
Screening clears in seconds
Infinite screens the supplier against sanctions and watchlists. If the supplier has already been vetted on the network, the check is instant.
The wire is released
A partner bank releases the payment into the SWIFT network. The correspondent chain is Infinite’s problem, not yours.
Your supplier is credited
Funds arrive in the supplier’s Singapore account, typically same day to two business days. A webhook confirms every state change along the way.
When your wire lands.
- Settlement
Most corridors settle same day to two business days once the wire is released. You see every state change via webhook — no bank traces.
- Cutoffs
Same-day cutoffs vary by currency and corridor. The published cutoff schedule is being finalized for launch.
PENDING — PUBLISHED AT LAUNCH- Corridors
Major corridors across the SWIFT network, from your USD Infinite Account. The published corridor list is being finalized for launch.
PENDING — PUBLISHED AT LAUNCH- Fees
No opaque correspondent deductions en route. Corridor-specific pricing is available from sales; a published fee schedule is being finalized.
PENDING — PUBLISHED AT LAUNCH
Integrate once.
Create a wire with one call. Screening, release, and status tracking run on the network — and your integration stays the same across every rail.
import { Infinite } from "@infinite/sdk"; const infinite = new Infinite({ apiKey }); const wire = await infinite.payments.create({ rail: "swift", amount: "48200.00", currency: "USD", destination: { bic: "DBSSSGSG", account: "sg_supplier_0142", name: "Infinite Agents, Inc.", }, }); // screened, released, and tracked end to end
Answers before you ask
Who actually sends the wire?
Partner banks release payments into the SWIFT network on your behalf. Your business holds its Infinite Account; Infinite handles bank connectivity, message formatting, and the compliance workflow — including the correspondent chain behind the wire. For how SWIFT messaging actually works underneath, see the SWIFT glossary entry.
How long does a SWIFT wire take?
Once released, most wires settle same day to two business days depending on corridor and cutoff. Instead of waiting on a bank trace, you see every state change via webhook. When speed matters more than the rail, Transfer Routes can pick a faster path automatically.
Which currencies and corridors are supported?
USD wires are available from your Infinite Account today, with major SWIFT corridors supported. The published currency and corridor list is being finalized — talk to sales about your specific corridors. When the destination is BRL or MXN, Transfer Routes can convert in flight — see Foreign Exchange.
What does screening add to the timeline?
Seconds, for most payments. Counterparties that have already been vetted anywhere on the Infinite network clear instantly — a counterparty vetted once is vetted for everyone. See how sanctions and watchlist screening runs on every payment, across every rail, on Global Compliance.
What are the fees?
Pricing is corridor-specific — talk to sales for your volumes. A published fee schedule is being finalized, and there are no opaque correspondent deductions en route. For why traditional wires accumulate lifting fees hop by hop, see the correspondent banking glossary entry.
When is a stablecoin transfer better than a SWIFT wire?
When settlement speed and operating hours matter most: stablecoin transfers settle in minutes, 24/7, while wires wait on banking hours and correspondent chains. Transfer Routes weighs both paths per payment, so you rarely choose by hand. For a side-by-side on settlement time, finality, and cost, see Stablecoins vs SWIFT.
- SWIFT PaymentsGlobal wires, one integration
- USD PaymentsACH, Fedwire, RTP
- Stablecoin PaymentsUSDC, USDT, OUSD, USDG
- Foreign ExchangeGBP, EUR, MXN, BRL
- Transfer RoutesInternet Highways for Money
Replace the correspondent maze.
Book a 30-minute demo and watch a SWIFT wire get created, screened, and tracked through one API.