Agentic commerce your compliance team can defend
Funded accounts, approved payees, and enforced spend limits for your agents, with Agentic Payments, in early access.
Pay Harbor Components.
Harbor Components receives payment.
Pay an unknown recipient.
Funds have not moved.
Fictional example · not a customer result
How the network fixes it
With InfiniteEvery agent is bound to a verified business and a named human owner: know your agent (KYA).
- Cap what an agent can spend
- Enforced spend limits. Per transaction, day, and month, enforced in the transaction that moves the money.
- Limit who an agent can pay
- Approved payees. Off-list destinations are refused before routing.
- Shut an agent off at once
- Instant revoke. Every key the agent holds dies at once; your other accounts are untouched.
- Screen every instruction an agent sends
- Payment screening. Every instruction is screened, whether it comes from an API key or a person. See Embedded Finance.
- Explain every agent payment afterward
- Per-agent records. Each transfer records the agent, screening, route, and settlement.
How the money moves.
Funds flow- Your business funds the accountOnly what the agent should spend
- The agent’s identityBound to a verified business and a named owner
- Spend limits and approved payeesEnforced in the transaction that moves the moneyEnforced
- Off-list payeeRefused before routing
- Settles in minutesOn 24/7 stablecoin rails
- The recordAgent, screening, route, and settlement
- Collect
- Your business funds the accountOnly what the agent should spend
- Hold and convert
- The agent’s identityBound to a verified business and a named owner
- Spend limits and approved payeesEnforced in the transaction that moves the moneyEnforced
- Pay out
- Settles in minutesOn 24/7 stablecoin rails
- The recordAgent, screening, route, and settlement
Each rail and corridor here, with its status, is in the coverage matrix.
What it looks like in practice
Example workflow- 01
Give the agent an account.
Fund a dedicated account with only what the agent should spend; your limits apply inside it.
- 02
Vet the counterparties.
Agents pay recipients already screened for the network. New ones are reviewed first.
- 03
The agent pays.
Through the same API a person uses. Flagged payments hold; over-limit ones are refused.
- 04
Settle and record.
One API across ACH, wire, RTP, SWIFT, SEPA, Pix, and SPEI, plus stablecoins on Ethereum, Base, Polygon, Solana, and Tron.
Answers before you ask
FAQCan AI agents make payments on Infinite?
Yes, in early access. An agent pays through the same API a person uses, from an account you open for it, and every payment is screened, monitored, and recorded. See Stablecoin Payments.
What should you look for in an agentic payment platform?
Network-enforced spend limits, vetted counterparties, screening on every instruction, 24/7 rails, and an audit record for every payment. Our essay on what agent payments must be able to explain covers each.
How do agentic payment platforms differ?
On where controls live (the network or app code), screening scope, rail hours, and whether each agent action leaves a reviewable record. Infinite enforces all four at the network layer.
How do you stop an AI agent from sending money to the wrong place?
Make the boundaries structural. The account holds only what the agent should spend, limits are enforced in the transaction, off-list payees are refused, and flagged payments stop for a human.
How reliable are agent-initiated payments?
As reliable as the controls underneath, which on Infinite are structural, not model-dependent. Payments that monitoring flags stop for human review.
Why do agentic payments run on stablecoin rails?
Agents don’t keep banking hours. Stablecoin settlement runs 24/7/365. Where SWIFT or US rails fit better, Transfer Routes picks them.
What audit trail does an agent-initiated payment leave?
The request, screening, monitoring result, route, and settlement, plus which agent sent it. With Compliance AI, human-approved policy governs outcomes; named analysts handle judgment calls.
What does it cost to run agent-initiated payments?
Pricing follows the payment, not the sender, so there is no agent surcharge. The guide on stablecoins vs SWIFT breaks down corridor costs.
Your agents can already decide. Let them pay.
An engineer will map your agent’s payment step onto the API.
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