FX built into the same account

Convert and settle across GBP, EUR, MXN, and BRL, quoted, executed, and reconciled from the same API as every other payment. Every quote is firm: the rate you see is the rate that settles.

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QUOTED FIRM · EXECUTED IN THE WINDOW · SETTLED TO YOUR BALANCEILLUSTRATIVE RATE
QUOTED FIRM · EXECUTED IN THE WINDOW · SETTLED TO YOUR BALANCEILLUSTRATIVE RATE
Who it’s for
Foreign exchange on Infinite is a capability of your Infinite Account, not a separate product. Request a firm quote for GBP, EUR, MXN, or BRL, execute it, and settle, all through the same API, the same ledger, and the same compliance network as every other payment you make.
  • For finance teams converting between USD and the currencies where their suppliers, sellers, and subsidiaries actually operate.
  • No separate FX provider, no second onboarding, no reconciling two systems against each other at month end.
  • Every conversion lands in your account balance and reconciles automatically, one ledger across USD rails, stablecoins, and FX.
Capabilities

One account, every currency it touches.

How it works

How quotes and execution work.

01

Request a quote

Specify the pair and the amount on either side: sell $250,000 USD, or buy exactly €228,450. The API returns a firm rate with an explicit expiry window.

02

Execute within the window

Accept the quote while it is held and the rate is locked. Let it lapse and nothing moves; request a fresh quote when you are ready.

03

Settle to your balance

The converted amount lands in your account balance in the target currency, ready to pay out over local rails or hold as working capital.

04

Reconciled automatically

The conversion posts to the same ledger as every other movement on your account: one entry, both legs, with the executed rate attached.

Currencies

GBP, EUR, MXN, and BRL: settled locally.

CurrencyPairLocal settlementPricing
GBPBritish poundUSD / GBPFaster Payments · CHAPSPricing: pending publication
EUREuroUSD / EURSEPA · SEPA InstantPricing: pending publication
MXNMexican pesoUSD / MXNSPEIPricing: pending publication
BRLBrazilian realUSD / BRLPIXPricing: pending publication

Every quote is firm and all-in: the rate you see is the rate that settles. Published spreads and additional pairs are on the way; corridor detail lives in the docs.

Developers

Quote, execute, settle: three calls.

Same client and keys as transfers. The rate and expiry come back on the quote before anything executes.

Read the docs
fx.tsIllustrative example
// request a firm quote
const quote = await fetch("/v1/fx/quotes", {
  method: "POST",
  headers: {
    Authorization: "Bearer " + apiKey,
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    sell: { currency: 'USD', amount: '250000.00' },
    buy: { currency: 'EUR' },
  }),
});
 
// execute within the window
const conversion = await fetch("/v1/fx/conversions", {
  method: "POST",
  headers: {
    Authorization: "Bearer " + apiKey,
    "Content-Type": "application/json",
  },
  body: JSON.stringify({ quoteId }),
});
 
// settles to your EUR balance, same ledger
FAQ

Answers before you ask

Which currencies are supported?

GBP, EUR, MXN, and BRL against USD today, with local settlement over Faster Payments, SEPA, SPEI, and PIX. Ask sales about other corridors. For where cross-currency payments actually pick up cost and delay, see the FX settlement glossary entry.

How long is a quote valid?

Each quote returns its own expiry. Accept within the window and the rate is locked; let it lapse and nothing moves. Window lengths per pair are in the API reference.

Do I need a separate FX provider?

No. FX is a capability of the same Infinite Account as every other payment. Request a quote, execute it, and settle through the same API, ledger, and compliance network. Quote terms for your corridors are shared during a demo. See Transfer Routes for how conversion sits inside a routed payment.

Where do converted funds settle?

Into your Infinite Account balance in the target currency, on the same ledger as your USD and stablecoin balances. From there you can pay out over local rails or hold the balance as working capital.

What should businesses look for in a fintech FX service?

Evaluate four things: a firm quote before you commit, settlement into the target currency on the same ledger, compliance screening that runs before the trade executes, and API access to quoting and execution. Some services also settle the cross-border leg over stablecoin rails, which removes correspondent-bank hops. FX settlement explains where those hops add cost and delay.

Can our platform offer FX to its own customers?

Yes. FX is one of the rails your platform resells under its own name: your customers trade under your brand while Infinite handles quoting, execution, screening, and settlement underneath. It is the same reseller model as cross-border payments for PSPs and platforms.

See also Transfer Routes, Stablecoin Payments, USD Payments and Global Treasury Management.

See the companies processing on Infinite

See a live quote on your corridor.

Bring the pair and volume you trade. 30 minutes: we quote it, execute it, and show the reconciled ledger entry.

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