FX built into the same account
Convert and settle from the same API as every other payment.
- USD balance250,000.00 USD
- Firm quote1 USD = 0.9138 EUR · held to expiryHeld
- Executed within the windowScreened, then converted
- EUR balance228,450.00 EUR · same ledgerReconciled
- Sell
- USD balance250,000.00 USD
- Quote and execute
- Firm quote1 USD = 0.9138 EUR · held to expiryHeld
- Executed within the windowScreened, then converted
- Settle
- EUR balance228,450.00 EUR · same ledgerReconciled
Who it’s for
- Finance teams paying suppliers, sellers, and subsidiaries in their own currency.
- No separate FX provider and no second onboarding.
- One ledger across USD rails, stablecoins, and FX.
One account, every currency it touches.
CapabilitiesFirm quotes
Quote either side (sell a set amount, or buy an exact amount) and get a firm rate with an explicit expiry.Same-ledger settlement
Converted funds land beside your other balances: one entry, rate attached.Routing-aware
Transfer Routes can add an FX leg when it makes a route faster or cheaper.
GBP, EUR, MXN, and BRL: settled locally.
CurrenciesCorridor detail lives in the docs.
Quote, execute, settle.
DevelopersWorkflow example, not executable API code. Integration details are scoped to your account and enabled products.
1. Choose the currencies and amount to convert. 2. Request a quote and review its rate and expiry. 3. Execute an eligible trade against the quote. 4. Track the conversion and resulting balances.
Answers before you ask
FAQWhich currencies are supported?
GBP, EUR, MXN, and BRL against USD today, settled locally over Faster Payments, SEPA, SPEI, and PIX. Ask sales about other corridors. See the FX settlement glossary entry.
How long is a quote valid?
Each quote returns its own expiry. Accept within the window and the rate is locked; let it lapse and nothing moves. Window lengths per pair are in the API reference.
Do I need a separate FX provider?
No. FX runs in the same Infinite Account, API, ledger, and compliance network as every other payment. See Transfer Routes for how conversion sits inside a routed payment.
Where do converted funds settle?
Into your Infinite Account balance in the target currency, beside your USD and stablecoin balances, ready to pay out over local rails or hold.
What should businesses look for in a fintech FX service?
A firm quote before you commit, settlement into the target currency on the same ledger, screening before the trade executes, and API access to quoting and execution. Some services settle the cross-border leg over stablecoins, removing correspondent hops; see FX settlement.
Can our platform offer FX to its own customers?
Yes. Your customers convert under your brand while Infinite handles quoting, execution, screening, and settlement, the same reseller model as cross-border payments for PSPs and platforms.
See a live quote on your corridor.
Bring your pair and volume; we quote it on the call.
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