Give every customer a USD account
USD bank accounts with yield, from our bank partners. Receive, hold, and pay across bank and stablecoin rails.
- Account number
- •••• 4821
- Routing number
- 0210 ••••
- ACH
- Fedwire
- RTP
- SWIFT
- Stablecoins
Who it’s for
- Platforms offering real bank accounts without a charter or their own compliance program
- Businesses replacing a pooled account with an account per customer
Receive, hold, and pay. From their own account.
What’s includedAn account in their name
Its own account and routing numbers at a bank partner, titled to the customer.Yield on balances
Balances earn yield, from our bank partners. Terms are set with your program.Onboarding and screening
KYC/KYB, sanctions screening, and monitoring, in your brand or via API.Payments matched on arrival
Track each customer’s incoming payments and balance. State changes are available by webhook.Bank and stablecoin payments
ACH, Fedwire, RTP, SWIFT, and stablecoins from one account.
The rails it moves on, screened first.
Payment Rails| US rails | ACH, Fedwire, and RTP from a real US account. |
| SWIFT | Send and receive global wires. |
| Stablecoins | Settle in USDC and USDT from the account that holds your dollars. |
Every payment is screened before funds move. All rails on Payment Rails.
Accounts, payments and requests in one console.
Console- Payments
- Transfers
- RFI inbox
- Balances and accounts
- Payees
- Verification
- Agents
- Developer
Balances and accounts
Bank and wallet accounts, balances and statements.
- USD bank accountACH and wireActive
- USDC treasury walletSolanaActive
- Monthly statementUSD bank accountReady
A customer account, from onboarding to payment.
DevelopersIllustrative workflow. Integration details are scoped to your account and enabled products.
1. Identify the customer and complete onboarding. 2. Open an eligible account for that customer. 3. Receive the account details and track its balance. 4. Screen transfers before funds move.
Answers before you ask
FAQDo we need our own banking or money transmitter licenses?
Accounts are held at a bank partner and run under Infinite’s compliance program. Infinite runs onboarding, screening, and monitoring and makes the decision on every case; the bank partner reviews every file under its own program and keeps final authority. Your licensing posture depends on your flow of funds; see third-party funds flow.
Are customer accounts named accounts, or an FBO under our platform’s name?
Named accounts. Each is a demand deposit account titled to the customer at a bank partner, with its own account and routing numbers. None sits as a sub-account under an FBO in your platform’s name. Titling and disclosures for your program are documented during onboarding.
How long does customer onboarding take?
Compliance review closes in days, not weeks, on the network, because a counterparty vetted once is vetted for every business on Infinite.
What else sits under Accounts?
International Accounts receive over SWIFT and in EUR and GBP. Wallet Accounts add stablecoin custody.