Cross-border payments without the 30-day wait
Pay suppliers and partners abroad, with counterparties vetted once for the network.
One payment, start to settled. Click through it.
- 01InitiateOne instruction: amount, currency, destination. The counterparty cleared compliance once. Nothing to wait on.
- 02Lock FXA firm quote inside the payment. One instruction covers the transfer and the conversion, no separate desk.
- 03SettleScreened, converted, and landed on a local rail. Same day, not day five.
Vetted once, paid on the right rail.
With InfiniteFor thousands of recipients at once, see AP/AR.
- Pay a new supplier without a month of review
- Vetted once. First-time review drops from ~30 days to 1–2; repeat payments start pre-cleared.
- Pick the right rail for each corridor
- Automatic routing. Transfer Routes picks stablecoin, SWIFT, or local rails per corridor.
- Pay in the supplier’s own currency
- FX inside the payment. GBP, EUR, MXN, BRL and more convert in flight at known rates.
- Give a supplier its own dollar account
- Supplier accounts. A cleared supplier holds its own USD account, paid the same day.
Add, create, route, settle.
Example workflow- 01
Add the counterparty.
Submit the supplier by API or dashboard. Compliance AI assembles the evidence under human-approved policy.
- 02
Create the payment.
Amount, currency, and destination in one instruction.
- 03
Infinite routes it.
Stablecoin, SWIFT, or local rails, with FX in flight when currencies differ.
- 04
Settled and documented.
One audit-ready record: route, rate, screening, settlement.
Answers before you ask
FAQHow fast do cross-border payments settle on Infinite?
Stablecoin legs settle in seconds; most SWIFT wires land in zero to two business days. Transfer Routes picks the rail per corridor once the counterparty is vetted.
Do we need to hold stablecoins to pay suppliers this way?
No. You fund in your currency, your supplier receives theirs, and any stablecoin leg runs underneath. See integrating stablecoin payments without holding crypto.
Which stablecoin should businesses use for cross-border payments?
One that is fully reserved, regularly attested, and liquid in your corridors. Infinite routes behind the API, so you aren’t locked to one coin; see the Stablecoin Payments FAQ.
How do importers and exporters pay overseas suppliers with stablecoins?
The importer funds in local currency, and the invoice settles the same day over a stablecoin leg with FX in flight. The supplier is screened once, so repeat payments start pre-cleared. See how same-day cross-border payments work.
Can our overseas suppliers hold their own USD account instead of receiving wires?
Yes, in supported markets, after onboarding. A cleared supplier gets an Infinite Account with its own US account and routing numbers, provided through a bank partner, and pays out over local rails or SWIFT when it chooses.
Bring the corridor that hurts most.
Thirty minutes routing your corridor live.
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