How Infinite protects funds and data.
Funds & custody
Customer funds sit in accounts established at a bank partner, custody inside the bank perimeter.
Stablecoin wallets are established and controlled by the bank partner too. Details on Wallet Accounts.
Infinite Agents, Inc. is a financial technology company, not an FDIC-insured bank. Banking services, including deposit accounts, are provided by Erebor Bank, N.A., Member FDIC. FDIC deposit insurance covers the failure of an FDIC-insured bank and does not protect against the failure or insolvency of Infinite Agents, Inc. or any non-bank entity. Funds held in deposit accounts through the Erebor Bank platform may be eligible for FDIC insurance up to $250,000 per depositor, per insured bank, per ownership category, subject to satisfaction of conditions for pass-through deposit insurance.
Data security
All data is encrypted end to end, in transit and at rest, on every surface. The privacy policy covers personal data.
Transaction screening & monitoring
Every counterparty is screened before funds move, on every rail. Monitoring continues after approval, and flagged transfers stop for human review. Embedded Finance covers the checks: KYB, KYC, sanctions and beneficial ownership.
Auditability & oversight
Compliance AI assembles each case file with cited evidence, inside written, human-approved policy. Cases that require judgment route to human review, and every run is traced and attributable.
Every transfer is written to a double-entry ledger with its screening record, exportable for auditors; state changes fire signed webhooks (developer docs).
Operational status is on the system status page.
Frequently asked questions
How does Infinite hold customer funds?
In accounts established at a bank partner, custody inside the bank perimeter. Stablecoin wallets are established and controlled by the bank partner, with keys inside its custody perimeter.
Is customer data encrypted?
Yes: end to end, in transit and at rest, on every surface. Personal data also has reasonable physical, technical, and organizational safeguards. The privacy policy describes what is collected and how it is used.
What happens when a transfer is flagged?
It stops. A human reviews the case Compliance AI assembled, and funds move only after a human decision, which joins the transfer’s exportable audit record. The full flow is on the stablecoin payments page.
Can Infinite's AI move money or approve customers on its own?
No. Compliance AI assembles the case inside written, human-approved policy; cases that require judgment route to human review. The AI never sets policy, files reports, or exercises judgment on its own. More on Compliance AI.
How do I run a security review of Infinite?
Start with the four practices on this page, the privacy policy and our legal documents. Then book a demo and bring your questionnaire; we’ll walk your reviewers through the answers.