How Infinite protects funds and data.
Infinite (infinite.net) keeps customer funds in accounts established at chartered partner banks, encrypts data in transit and at rest on every surface, screens every counterparty before funds move, and records every transfer and compliance decision in an exportable audit trail. This page links each practice to the page that covers it in full.
Funds & custody
Customer funds sit in accounts established at chartered partner banks — custody inside the bank perimeter, not around it. How accounts and deposits are treated is published in the regulatory disclosure.
Stablecoin balances follow the same model. Each wallet is established and controlled by the partner bank, and key generation, storage, and signing stay inside the bank’s custody perimeter — the full custody model is on Wallet Account.
Infinite Agents, Inc. is a financial technology company, not an FDIC-insured bank; banking services are provided by partner banks.
Data security
All data is encrypted end to end — in transit and at rest, on every surface — and the platform meets industry best practices for financial infrastructure. For personal data, Infinite maintains reasonable physical, technical, and organizational safeguards; the privacy policy describes what is collected and how it is used.
Transaction screening & monitoring
Every counterparty is screened before funds move — inbound and outbound, on every rail, stablecoin and fiat alike. Monitoring continues after approval, and flagged transfers stop for human review. The checks themselves — KYB, KYC, sanctions screening, beneficial ownership — are covered on Global Compliance.
Auditability & oversight
Infinite Agents assembles the case; a named analyst decides. The AI never approves, rejects, files reports, or changes policy, and every step every agent takes is logged, attributable, and exportable — built for examiners.
The record keeping is structural: every movement is written to a double-entry ledger, every transfer is sub-ledgered with its screening record attached — exportable for auditors — and every state change is reported as a signed webhook event with automatic retries. The developer docs cover the ledger and event model.
Operational status is published on the system status page.
Frequently asked questions
How does Infinite hold customer funds?
In accounts established at chartered partner banks — custody inside the bank perimeter; how deposits are treated is published in the regulatory disclosure. Stablecoin balances sit in wallets established and controlled by the partner bank, with key generation, storage, and signing staying inside the bank’s custody perimeter.
Is customer data encrypted?
Yes — end to end, in transit and at rest, on every surface. Infinite encrypts all data and meets industry best practices for financial infrastructure. For personal data, reasonable physical, technical, and organizational safeguards apply — the privacy policy describes what is collected and how it is used.
What happens when a transfer is flagged?
It stops. A named analyst reviews the case — assembled and documented by Infinite Agents — and funds move only after a human decision. The decision joins the transfer’s audit record, exportable for auditors. The full flow is on the stablecoin payments page.
Can Infinite's AI move money or approve customers on its own?
No. Infinite Agents assembles and documents the case; a named analyst under Infinite’s compliance program makes every decision. The AI never approves, rejects, files reports, or changes policy — and every step every agent takes is logged, attributable, and exportable. How the review works is on Infinite Agents.
How do I run a security review of Infinite?
Start with the four practices on this page — custody, encryption, screening, and auditability — each linked to the page that covers it in full, plus the privacy policy and regulatory disclosure. Then book a demo and bring your questionnaire — we’ll walk your security and compliance reviewers through the answers.
Bring the questionnaire.
Book a 30-minute demo for a vendor or security review walk-through — custody, encryption, screening, and auditability, with the pages that document each.