Stablecoin payments your compliance team will approve

Send stablecoins, every counterparty screened before funds move.

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Screened before funds move · settled in minutes · 24/7ILLUSTRATIVE
Screened before funds move · settled in minutes · 24/7ILLUSTRATIVE

Who it’s for

  • Businesses settling cross-border in minutes, not days
  • Compliance teams that need screening records
  • Platforms adding stablecoin payouts beside their fiat rails

Built for the team that has to approve it.

Capabilities

Four dollars, one set of guarantees.

Supported assets
AssetPegSettlementScreening
USDCUSD, 1:1Minutes · 24/7Every transfer, both directions
USDTUSD, 1:1Minutes · 24/7Every transfer, both directions
OUSDUSD, 1:1Minutes · 24/7Every transfer, both directions
USDGUSD, 1:1Minutes · 24/7Every transfer, both directions

Supported chains are shared at onboarding. Availability varies by account configuration.

What happens before funds move.

Screening
  1. 01

    Payment created

    From your Infinite Account, on the same API as every rail.

  2. 02

    Counterparty screened

    Sanctions, wallet, and counterparty checks. Network-vetted counterparties clear instantly.

  3. 03

    Cleared, or escalated

    Clean payments release in seconds; flags stop for human review.

  4. 04

    Settled on-chain

    In minutes, with the screening record attached.

Choose the asset and its network.

Developers

Currency identifies the asset; paymentRail identifies its blockchain. Use a route enabled for your account.

Read the docs
send-usdc.tsIllustrative example
// Illustrative account IDs; use accounts enabled for this route.
const response = await fetch("/v1/transfers", {
  method: "POST",
  headers: {
    Authorization: "Bearer " + apiKey,
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    onBehalfOf: "cus_business",
    amount: { currency: "USD", rawValue: "25000000" },
    source: {
      accountId: "acc_source",
      currency: "USD", paymentRail: "BALANCE",
    },
    destination: {
      accountId: "acc_recipient",
      currency: "USDC", paymentRail: "ETHEREUM",
    },
    paymentReason: "PAYMENT_FOR_GOODS_AND_SERVICES",
  }),
});
// Created in DRAFT. Review, then submit separately.

Answers before you ask

FAQ

Will this pass our compliance review?

It is designed to. Every counterparty is screened before funds move, flags stop for human review, and your BSA officer can pull the record behind any transfer. See Are stablecoin payments compliant for B2B?

Who holds the keys?

With Wallet Accounts, custody sits inside a regulated bank perimeter, in bank-owned wallets on the same ledger as your fiat accounts. Your team never manages private keys or signing infrastructure.

What happens when a transfer is flagged?

It stops. An analyst reviews the case assembled by Compliance AI, and funds move only after a human decision.

Which chains are supported?

See rail and stablecoin coverage; availability varies by account configuration. Background: How do stablecoin payments work for businesses?

Which stablecoin is best for B2B payments?

No single coin wins every corridor. Compare reserves, attestation cadence, issuer regulation, redemption terms, and local liquidity. See reserve attestation.

What is the safest stablecoin for business payments?

The safest stablecoins are fully reserved, publish monthly reserve attestations from an independent accounting firm, come from regulated issuers, and redeem consistently at par. Infinite settles in fully-reserved, attested stablecoins.

Do we need any crypto infrastructure?

No. Same payments API as ACH and wires: no nodes, exchange accounts, self-custody, or token approvals. Dollars and stablecoins convert by native mint and burn inside the network. See integrating stablecoin payments without holding crypto.

See also Wallet Account, Transfer Routes, Crossborder Payments and Compliance AI.

See the companies processing on Infinite

Show your compliance lead the record.

30 minutes on the screening record behind every transfer.

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