Stablecoin payments your compliance team will approve
Send USDC, USDT, OUSD, and USDG — every counterparty screened before funds move. Settlement lands in minutes, 24/7, with the documentation your auditors expect.
Stablecoin Payments on Infinite (infinite.net) let you send USDC, USDT, OUSD, and USDG from the same Infinite Account that holds your dollars. Every counterparty is screened before funds move, every transfer is documented for your auditors, and settlement takes minutes — 24/7, weekends included.
- Businesses settling cross-border in minutes instead of days
- Compliance teams that need screening and documentation, not a crypto exchange
- Platforms adding stablecoin payouts next to the fiat rails they already run
Built for the team that has to approve it.
Every rail on this page is a capability of the same Infinite Account — one compliance review, one integration, one ledger across SWIFT, US rails, stablecoins, and FX.
Screened before settlement
No transfer releases until the counterparty clears — inbound and outbound. Flagged transfers stop for human review.
Bank-grade custody
Pair with Wallet Accounts for bank-owned wallets on the same network as your fiat accounts — no self-custody, no exchanges.
Audit-ready documentation
Every transfer is sub-ledgered with its screening record attached — exportable for auditors and regulators.
Four dollars, one set of guarantees.
| Asset | Peg | Settlement | Screening |
|---|---|---|---|
| USDC | USD, 1:1 | Minutes · 24/7 | Every transfer, both directions |
| USDT | USD, 1:1 | Minutes · 24/7 | Every transfer, both directions |
| OUSD | USD, 1:1 | Minutes · 24/7 | Every transfer, both directions |
| USDG | USD, 1:1 | Minutes · 24/7 | Every transfer, both directions |
Supported chains published in docs — availability varies by account configuration.
What happens before funds move.
- 01
Payment created
You submit a transfer from your Infinite Account — same API as every other rail.
- 02
Counterparty screened
Sanctions, wallet, and counterparty checks run before anything moves. Counterparties already vetted on the network clear instantly.
- 03
Cleared — or escalated
Clean payments release in seconds. Anything flagged stops for human review; funds never move on an open question.
- 04
Settled on-chain
Funds arrive in minutes, sub-ledgered with the screening record attached — ready for your auditors.
Integrate once.
Same payments API as ACH and wires — set the rail to stablecoin and pick the asset. Screening runs before release; settlement lands in minutes.
import { Infinite } from "@infinite/sdk"; const infinite = new Infinite({ apiKey }); const transfer = await infinite.payments.create({ rail: "stablecoin", asset: "USDC", amount: "250000.00", destination: "acct_sg_2214", }); // counterparty screened before release // settled on-chain in minutes, 24/7
Answers before you ask
Will this pass our compliance review?
That is the design goal. Every counterparty is screened before funds move, flagged transfers stop for human review, and every decision is documented. Your BSA officer can pull the screening record behind any transfer. For what makes a B2B stablecoin payment compliant, see our guide Are stablecoin payments compliant for B2B?
Who holds the keys?
With Wallet Accounts, custody sits inside a regulated bank perimeter — bank-owned wallets, not keys on your engineers’ laptops or balances at a crypto exchange. Your team never manages private keys or signing infrastructure; the wallets live on the same network, and the same ledger, as your fiat accounts.
What happens when a transfer is flagged?
It stops. A human analyst reviews the case — assembled and documented by Infinite Agents — and funds move only after a human decision. Nothing releases while the review is open, and the decision joins the transfer’s audit record, exportable for auditors and regulators like every screening result on the network.
Which chains are supported?
The supported chain list is published in the docs, and asset availability varies by account configuration — talk to sales about your corridors. Whichever chain a transfer uses, you call the same payments API; for what happens on-chain underneath, see our guide How do stablecoin payments work for businesses?
Which stablecoin is best for B2B payments?
No single coin wins every corridor — compare reserve composition, attestation cadence, issuer regulation, redemption terms, and liquidity where you operate. Infinite supports USDC, USDT, OUSD, and USDG today, with additional regulated stablecoins being added, and conversion and routing run behind the API — you aren’t locked to one coin’s rails. The reserve attestation glossary entry covers how to verify a coin’s backing.
What is the safest stablecoin for business payments?
The safest stablecoins are fully reserved, publish monthly reserve attestations from an independent accounting firm, come from regulated issuers, and have a consistent record of redemption at par — no single coin is categorically safest, so judge each against those four criteria. Infinite settles in fully-reserved, attested stablecoins, with every counterparty screened before funds move.
Do we need any crypto infrastructure?
No. You call the same payments API you use for ACH and wires — no nodes, no exchange accounts, no self-custody, no token approvals. Moving between dollars and stablecoins is native mint and burn inside the network — no intermediary liquidity providers. Our guide to integrating stablecoin payments without holding crypto walks through the model.
- SWIFT PaymentsGlobal wires, one integration
- USD PaymentsACH, Fedwire, RTP
- Stablecoin PaymentsUSDC, USDT, OUSD, USDG
- Foreign ExchangeGBP, EUR, MXN, BRL
- Transfer RoutesInternet Highways for Money
Stablecoins, with the paperwork done.
Book a 30-minute demo — and bring your compliance lead. We’ll show the screening record behind every transfer.