Send, hold, and receive on one network.

Payouts, payment links, checkout, and invoicing on top of SWIFT, US rails, stablecoins, and FX — with Infinite Accounts holding the balances in between. One integration, one ledger, every counterparty screened before funds move.

Draft — pending review

Who it’s for

Payments on Infinite (infinite.net) cover the three movements a business makes: sending (payouts and single payments across SWIFT, US rails, stablecoins, and FX), holding (balances in Infinite Accounts), and receiving (payment links, checkout, and invoices that reconcile on arrival). Every payment runs through the same compliance network, so counterparties are screened before funds move.

  • Finance teams that want one integration for payables and receivables
  • Platforms moving money for their own customers — third-party funds flow
  • Businesses replacing a provider per rail, per country, per direction
Example

One customer, three movements.

A software company bills a customer abroad, holds the funds, and pays its own suppliers from the same balance — without a second provider or a second ledger.

01

Invoice the customer

The invoice goes out with a payment link. The customer pays on the rail they have; the payer is screened before funds move.

02

Funds land and reconcile

The payment settles into the company’s Infinite Account and matches the invoice automatically — cash applied, not chased.

03

Pay suppliers from the same balance

A payout run pays suppliers in several countries. Each payment takes the rail Transfer Routes selects; each recipient is screened before release.

04

One ledger closes the month

Receivables, balances, and payables sit on one ledger with one audit trail — the record an examiner and an auditor both accept.

How it fits

Send. Hold. Receive.

Send

Pay anyone, anywhere — including agents.

From one balance, send payouts and single payments on any rail below — or let agents initiate payments in early access.

Hold

Real accounts, one ledger.

Infinite Accounts, the managed global accounts, hold operating and customer balances across fiat and stablecoins, sub-ledgered and reconciled.

Receive

Get paid, reconciled on arrival.

Payment links and invoices that settle into your account, with the payer screened before funds move.

Rails

Send and receive on every rail.

SWIFT, US rails, stablecoins, and FX all run both directions from the same account, with settlement liquidity in place of pre-funded balances; Transfer Routes picks the rail for each payment.

Every counterparty screened. Every payment reconciled.

FAQ

Answers before you ask

How do Payments relate to Infinite Accounts?

Infinite Accounts are managed global accounts: real accounts that hold the balances and the ledger, reconciled by Infinite. Infinite Pay is the money movement on top — every rail and product on this page settles into those accounts. There is no separate payments product to integrate — one KYB on your business opens the account, and payouts, payment links, checkout, invoicing, and every rail come with it.

Do payouts, payment links, checkout, and invoicing need separate integrations?

No. They share one API, one set of keys, and one ledger. A payout run, a payment link, a checkout session, and an invoice all settle into the same Infinite Account and reconcile in the same place, so adding the receive side to a business that already sends is configuration, not a second project.

Which rails are supported?

SWIFT wires, US rails (ACH, Fedwire, RTP), stablecoins (USDC, USDT, OUSD, USDG), and FX across GBP, EUR, MXN, and BRL — chosen per payment by Transfer Routes when you do not specify one. Each rail has its own page with the detail: SWIFT, USD, stablecoins.

Are inbound payments screened too?

Yes. The payer behind a payment link or invoice is screened before funds move, the same way a payout recipient is — sanctions, watchlists, and the network’s own counterparty record. A payment that is flagged holds for a named analyst rather than landing silently. See Stablecoin Compliance for the checks and coverage.

Can a platform use these for its customers’ money?

Yes — that is third-party funds flow. Each of your customers gets a real account on the network, and payouts, payment links, and invoicing run on their behalf under the compliance program Infinite already operates, documented for your auditors.

Send, hold, receive. One integration.

Book a 30-minute demo and see a payment go out, a payment come in, and both reconcile on one ledger.