Move your own money on every rail
One KYB on your business opens every rail, with screening and reconciliation built into each payment.
- Your businessOne KYB, then every rail opensVerified
- SWIFTInternational wires
- ACH · Fedwire · RTPUS rails
- StablecoinsUSDC · USDT · OUSD · USDG
- FXGBP · EUR · MXN · BRL
- Your business
- Your businessOne KYB, then every rail opensVerified
- Every rail
- SWIFTInternational wires
- ACH · Fedwire · RTPUS rails
- StablecoinsUSDC · USDT · OUSD · USDG
- FXGBP · EUR · MXN · BRL
Who it’s for
- Businesses paying suppliers abroad without a bank in every country.
- Treasurers moving funds between their own entities and currencies.
Every rail, one account.
Available railsSWIFT Payments
International wires in and out.
USD Payments
ACH, Fedwire, and RTP, the right rail for each payment.
Stablecoin Payments
USDC, USDT, OUSD, and USDG, minted and redeemed from fiat.
Foreign Exchange
Convert across GBP, EUR, MXN, and BRL.
Transfer Routes
Picks the rail per payment from destination, urgency, and cost.
One KYB. That’s the requirement.
OnboardingVerify your business
Entity documents, ownership, and a compliance review. No per-customer diligence.
Your account opens on the network
One account holds your fiat and stablecoin balances.
Same rails, two operating models
Comparison| Dimension | First party | Third party |
|---|---|---|
| Whose money moves | Your business’s own funds | Funds that belong to your customers |
| Onboarding | KYB on your business, once | KYC/KYB on every customer |
| Accounts | One account for your business | An account for every customer |
| Screening & monitoring | Counterparties screened on every payment | Both sides of every payment, plus continuous monitoring |
Moving money for your customers instead? See third-party funds flow
Your business, every rail.
The networkAccounts, payments and requests in one console.
Console- Payments
- Transfers
- RFI inbox
- Balances and accounts
- Payees
- Verification
- Agents
- Developer
Transfers
Every transfer with its rail, route and state.
- Supplier payoutSWIFT · EURCompleted
- Treasury moveBetween treasury walletsProcessing
- Contractor payoutSPEI · MXNIn review
Answers before you ask
FAQWhat counts as first-party funds flow?
Any payment made with your business’s own money: suppliers, payroll, subsidiaries, or treasury between your own accounts. If the funds belong to your customers, that’s third-party funds flow, which needs customer-level diligence.
What do we need to get onboarded?
KYB on your business: entity documents, ownership, and a compliance review (see Know Your Business). No customer funds move, so there is no customer-level onboarding.
Which Infinite account holds our own funds?
Book a demo and we’ll walk through the right setup for your business.
Does first-party mean no compliance checks?
No. Counterparties are screened against sanctions and watchlists before funds move, on every rail (see sanctions screening). First-party only removes customer-level onboarding.
Can we also move money for our customers?
Yes, that’s third-party funds flow. Every customer whose funds move gets their own account at a bank partner (a USD bank account or stablecoin wallet), and Infinite runs onboarding, screening, and monitoring.
Walk through your own flows with us.
Ask an AI about First-Party Funds FlowChatGPTClaudePerplexityGemini