Nikhil Srinivasan

Cofounder and CEO of Infinite. Writes about stablecoin payments, compliance, and how money should move between businesses.

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About Nikhil

Nikhil Srinivasan is the cofounder and CEO of Infinite (YC W25), the global financial network for stablecoin payments, built on a compliance system of intelligence. Before Infinite he led the compliance and risk platform at Sardine. He joined Coinbase in 2018 when it acquired Distributed Systems, the digital identity company he cofounded, and went on to lead product for Coinbase’s crypto platform. He started out in research at Harvard’s Wyss Institute, and more about him lives at nvs.xyz.

Written by Nikhil.

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Choosing a rail: SWIFT, ACH, Fedwire, RTP, or stablecoins

Guide: How to choose between SWIFT, ACH, Fedwire, RTP, and stablecoins for a payment: cross-border reach, settlement speed, and reversibility by rail.

Choosing a stablecoin payment API: what to evaluate

Guide: The evaluation criteria for a stablecoin payment API: compliance controls, custody model, fiat integration, supported assets, and reconciliation.

Stablecoins vs SWIFT for cross-border payments

Guide: How stablecoin transfers compare with SWIFT wires: settlement time, operating hours, finality, and cost, and when each rail wins.

What is stablecoin settlement?

Guide: What stablecoin settlement means, how it compares with ACH, Fedwire, and RTP settlement times, and why finality matters for business payments.

Same-day cross-border payments: how it works

Guide: Why cross-border payments can settle same-day: screening up front, rails that settle in minutes, and FX on the same account.

Build vs buy: stablecoin payment infrastructure

Guide: The build-vs-buy decision for stablecoin payments: the custody, compliance, licensing, banking, and rails you own if you build; what to verify if you buy.

Stablecoin payments for marketplaces and platforms

Guide: How marketplaces pay sellers across countries on stablecoin rails: per-seller accounts, onboarding, screening, and the money-transmitter question.

The compliance network thesis

Insight essay: Why shared vetting beats per-institution compliance: what a compliance network is, and why the more companies that connect, the faster every dollar moves.

Glossary terms

All 17 definitions under this byline, in the payments glossary.

The rest of the library

104 more pieces under this byline across guides, insight essays, and the blog.

Answers before you ask

FAQ

Who is Nikhil Srinivasan?

Nikhil Srinivasan is the cofounder and CEO of Infinite, the global financial network for stablecoin payments. He previously led the compliance and risk platform at Sardine and led product for Coinbase’s crypto platform after Coinbase acquired Distributed Systems, the identity company he cofounded, in 2018. His personal site is nvs.xyz.

What does Nikhil write about?

Stablecoin payments for businesses, cross-border settlement, and the compliance work that decides how fast money can move. This page lists every guide, insight essay, glossary term, and blog post published under his name on infinite.net. Currently 7 Learn guides, 95 insight essays, 17 glossary terms, and 10 blog posts.

Where did Nikhil work before Infinite?

He led the compliance and risk platform at Sardine, a fraud prevention and compliance company used by fintechs and banks. Before that he led product for Coinbase’s crypto platform, having joined in 2018 through Coinbase’s acquisition of Distributed Systems. Earlier he did research at Harvard’s Wyss Institute for Biologically Inspired Engineering.

How can I contact Nikhil?

For Infinite products, book a demo with the team at infinite.net/book-a-demo. For press, speaking, or anything personal, his contact details are at nvs.xyz.

See also Learn hub, Insight essays, Blog and About Infinite.

See the companies processing on Infinite

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