Move money for your customers, compliantly
Every customer gets a real account of their own.
- Your platformPayouts, disbursements, customer balances
- KYC and KYBEvery customer whose funds moveCleared
- ScreeningBoth sides of every payment
- MonitoringContinuous · documented for auditors
- USD bank accountA seller · own routing number
- Wallet AccountA partner · stablecoin wallet
- Your platform
- Your platformPayouts, disbursements, customer balances
- Run on the network
- KYC and KYBEvery customer whose funds moveCleared
- ScreeningBoth sides of every payment
- MonitoringContinuous · documented for auditors
- A real account per customer
- USD bank accountA seller · own routing number
- Wallet AccountA partner · stablecoin wallet
Who it’s for
- Marketplaces paying out sellers, creators, and partners.
- Neobanks and fintechs holding customer balances.
- Payroll providers paying on behalf of clients.
Customer-level diligence, run on the network.
What regulators requireKnow every customer
KYC and KYB on each customer, in your brand.
Screen every counterparty
Sanctions and watchlists, both sides of every payment, before funds move.
Monitor continuously
Human-approved policy, with judgment calls routed to named analysts.
Same rails, two operating models
Comparison| Dimension | First party | Third party |
|---|---|---|
| Whose money moves | Your business’s own funds | Funds that belong to your customers |
| Onboarding | KYB on your business, once | KYC/KYB on every customer |
| Accounts | One account for your business | An account for every customer |
| Screening & monitoring | Counterparties screened on every payment | Both sides of every payment, plus continuous monitoring |
Only moving your own money? See first-party funds flow
Cleared in seconds, not weeks.
The checksAccounts, payments and requests in one console.
Console- Payments
- Transfers
- RFI inbox
- Balances and accounts
- Payees
- Verification
- Agents
- Developer
Transfers
Every transfer with its rail, route and state.
- Supplier payoutSWIFT · EURCompleted
- Treasury moveBetween treasury walletsProcessing
- Contractor payoutSPEI · MXNIn review
Answers before you ask
FAQDo platforms avoid money transmitter licensing by using Infinite?
Licensing depends on your structure and the states and products involved; talk to sales about your setup.
Who holds the banking relationships behind the accounts?
The bank partner does. Each customer’s USD bank account or stablecoin wallet is a dedicated account at the bank partner, kept apart from your books (see the DDA glossary entry).
What compliance work does Infinite take on?
Onboarding, screening, monitoring, and audit-ready case files, with human-approved policy governing outcomes and judgment calls routed to named analysts. Infinite operates the review; the bank partner reviews the files under its own program and keeps final authority. See Embedded Compliance and Compliance AI.
How do our customers get onboarded?
Through whitelabel KYC and KYB flows in your brand, from Embedded Compliance (see Know Your Business).
Does a customer vetted on Infinite get re-vetted?
No. A counterparty vetted once is vetted for the whole network, which is what moves first-time compliance review from ~30 days to 1–2 days. See Embedded Finance.
Compliance review in 1–2 days, down from ~30.
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