Every payment takes the best route

You describe the payment, and Transfer Routes picks the rail.

One transfer · every leg trackedIllustrative route
One transfer · every leg trackedIllustrative route

Who it’s for

  • Companies hand-picking rails per corridor.
  • Teams replacing per-rail logic, including multi-leg routes like USDC plus FX.

Internet highways for money.

The network

Infinite is the global financial network built on a compliance system of intelligence; the more companies that connect, the faster and cheaper every dollar moves.

One instruction. USD to BRL, same day.

Worked example
The instruction
Amount
$2,000,000.00 USD
Destination
Supplier account · São Paulo, Brazil (BRL)
Urgency
Same day
Routing
Eligible paths evaluated
Routes evaluated · USD/BRL mid 5.4210
SWIFT correspondent wireUSD → correspondent chain → BRL
Settlement2–4 business days
Est. all-in cost$10,045
Recipient getsR$ 10,787,800
Considered
Fedwire + local FX providerUSD → Fedwire → FX partner → BRL
Settlement1–2 business days
Est. all-in cost$6,180
Recipient getsR$ 10,809,400
Considered
Stablecoin + network FXUSD → USDC → FX → BRL via PIX
Settlement~2 hours · 24/7
Est. all-in cost$2,410
Recipient getsR$ 10,829,000
Selected
R$ 41,200more delivered vs the SWIFT route
2–4 days → ~2 hrssettlement, including the FX leg
One payment objectone status stream, one ledger entry

Illustrative figures: rates, fees, and times vary by corridor and counterparty.

Accounts, payments and requests in one console.

Console
Illustrative

One transfer, documented from end to end.

Developers

Illustrative workflow. Integration details are scoped to your account and enabled products.

workflow.txtIllustrative example
1. Specify the source, recipient, currencies, and amount.
2. Review the eligible route and its conversion quote.
3. Screen the transfer before funds move.
4. Track the route legs and settlement status.

Answers before you ask

FAQ

Do I choose the rail?

By default, no. Routing is deterministic and selects the path; pin a rail on the request when policy requires one. See the payment orchestration glossary entry.

What does routing optimize for?

Speed, all-in cost, and reliability, weighted by urgency and cost preference. Cost includes FX margin and correspondent deductions; reliability comes from observed corridor performance.

Which rails can a route use?

SWIFT wires, ACH, Fedwire, and RTP, stablecoin transfers (USDC, USDT, OUSD, USDG), and FX conversions across GBP, EUR, MXN, and BRL, individually or combined into multi-leg routes.

How does compliance work on a multi-leg route?

The counterparty is screened before funds move, and the result covers the whole route, whichever legs it takes. See Embedded Finance.

What do I see while a payment is in flight?

One payment object with the route attached, webhook status as each leg completes, and one reconciled ledger entry when it settles.

Watch a payment pick its route.

Bring your hardest corridor and compare it with today.

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