Open dedicated accounts under your brand

For US and non-US businesses, each with its own account and routing numbers.

Get integration access
Your customers see your productIllustrative balances
Demo

Sign-up to spendable, one session. Tap through your customer’s view.

  1. 01Sign upYour customer opens an account in your UI, under your brand. Verification is Infinite’s; it runs inline.
  2. 02Verify onceKYB, owners, and watchlists in one review. Evidence and history are reusable; each program applies its own policy.
  3. 03Issued instantlyA real USD account with routing and account numbers, held at a bank partner. Usable the moment it exists.
Simulated app, built on Infinite accounts and compliance.
vela

WELCOMEKalima Coffee Co.

USD ACCOUNTNOT OPENED
ROUTING ·········ACCOUNT ••····

Open your business account

Verification runs right here: about two minutes, no paperwork. We pull the registry record for you.

One program under every account.

With Infinite

Program detail for your BSA officer: Stablecoin Compliance.

Offer accounts without building a bank
Two account types, one API. Opened per customer and sub-ledgered to your structure.
Onboard customers inside your product
Branded onboarding. Embedded Compliance runs KYB and KYC inside your signup.
Approve customers without a review backlog
Review in 1–2 days, down from ~30. Compliance AI assembles the casework under human-approved policy; judgment calls route to named analysts.
Let customers move money on every rail
Receive, hold, and send. Receive over ACH, Fedwire, and RTP; send over US rails, SWIFT, stablecoins, or local rails.

Built on Bank Accounts, Deposit Account, Wallet Accounts, Embedded Compliance, Compliance AI, USD Payments, Stablecoin Payments and SWIFT Payments. See also Crossborder Payments.

See the companies processing on Infinite

How the money moves.

Funds flow
Receive · hold · send · one ledgerILLUSTRATIVE
Receive · hold · send · one ledgerILLUSTRATIVE

Each rail and corridor here, with its status, is in the coverage matrix.

Open the account, then move money.

Example workflow
  1. 01

    Get integration access.

    Clear compliance once, in days, and get API keys and a sandbox.

  2. 02

    Onboard your customers.

    Customers onboard through Embedded Compliance in your brand.

  3. 03

    Open the account.

    One API call per customer, live after approval.

  4. 04

    Move money on every rail.

    Every transfer screened both ways and reconciled on one ledger.

Get integration access

Answers before you ask

FAQ
Do we need a bank charter to offer accounts to our customers?

No. Accounts are provided through a bank partner. Your own licensing posture depends on your flow of funds; see third-party funds flow.

Are customer funds FDIC-insured?

Infinite Agents, Inc. is a financial technology company, not an FDIC-insured bank. Banking services, including deposit accounts, are provided by Erebor Bank, N.A., Member FDIC. FDIC deposit insurance covers the failure of an FDIC-insured bank and does not protect against the failure or insolvency of Infinite Agents, Inc. or any non-bank entity. Funds held in deposit accounts through the Erebor Bank platform may be eligible for FDIC insurance up to $250,000 per depositor, per insured bank, per ownership category, subject to satisfaction of conditions for pass-through deposit insurance.

Can we open USD accounts for non-US business customers?

Yes. A non-US business that clears onboarding gets an Infinite Account with its own US account and routing numbers on domestic US rails, after the same 1–2 day review. Eligibility depends on entity type and jurisdiction.

How is this different from a banking-as-a-service provider or a direct sponsor-bank program?

Both hand you an API and leave compliance with you. On Infinite the program is run for you: Infinite assembles every case and answers RFIs, and the bank partner reviews every file and keeps final authority. See who runs the compliance program on a platform bank.

Can our customers receive GBP, EUR, or other local currencies?

Accounts are USD today. GBP, EUR, MXN, and BRL convert inside the payment and settle over Faster Payments, SEPA, SPEI, and PIX. Inbound local-currency collection is corridor-specific.

When the bank holds a payment for review, who deals with the bank?

Infinite does. Its compliance team owns the request for information end to end, answers the bank, and keeps you updated. The bank keeps final authority.

Launch the account product. Skip the bank build.

Issue your first test account the same week.

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