Early access

Payments for companies that run on agents.

Each agent gets an identity, a human owner, a funded account, approved counterparties, and spend limits the network enforces on every instruction.

Know your agentAgent accounts · early access
Every agent has an identity, an owner, and an account.Illustrative · not a customer result

Connect your agent.

Over MCP, it signs in with your Infinite account or uses an API key from onboarding.

Paste this into Claude Code, then run /mcp in a new session to sign in.

Prompt
Add Infinite's MCP server to Claude Code with sign-in.
Follow https://docs.infinite.net/guides/mcp.md
Claude Code setup

Paste this into Cursor’s agent, then sign in when Cursor asks.

Prompt
Add Infinite's MCP server to Cursor with sign-in.
Follow https://docs.infinite.net/guides/mcp.md
Cursor setup

Export your API key as INFINITE_API_KEY, then paste this into Codex.

Prompt
Add Infinite's MCP server to Codex with INFINITE_API_KEY.
Follow https://docs.infinite.net/guides/mcp.md
Codex setup

Paste this into any agent that can add an MCP server itself.

Prompt
Add Infinite's MCP server to this client.
Follow https://docs.infinite.net/guides/mcp.md
Setup for other clients
The shift

Agentic commerce is AI agents acting as economic actors: negotiating procurement, settling marketplaces, rebalancing treasury at 2am. A card is open-ended spend; an account caps it at the balance, with network-enforced spend limits inside. Infinite treats an agent like any network member. Agents pay. Compliance defends the record.

Agent accounts, opening now to a first group.

Bring your workflow to MCP, where agent-created transfers wait for human approval.

Get early access.

Leave a work email and an engineer will reach out; there is no self-serve signup.

Give an agent a key. Your bank account stays yours.

The key

KYA establishes who the agent is. The key establishes what it may do.

  • The keyThe agent’s credential. It can pay and nothing else.
  • Spend limitsPer-transaction, per-day, and per-month bounds the network enforces in the same transaction that moves the money.
  • CounterpartiesRecipients the network has already screened. Off-list destinations are refused before routing.
  • Instant revokeRevoke the agent and every key dies instantly.
  • Readable denialsDenials are machine-readable. The agent reads the limit, sees what’s used, and picks a smaller amount. No human in the loop.
  • The recordRequest, screening state, route, settlement, and which agent sent it, assembled for an examiner.

Accounts, payments and requests in one console.

Console
Illustrative

Every demo shows the agent paying correctly. Infinite is built for the day it doesn’t.

The failure case

Run an agent long enough and it will attempt a payment it shouldn't.

Agentic payments / General review path
Signed-in MCP transfers require analyst approval before funds move.Illustrative
The runaway loop

A bug retries a payout. The spend limit refuses it in the same transaction, and the funded balance still caps it.

The poisoned prompt

An injected instruction tries to redirect funds. The MCP-created transfer stays IN_REVIEW for a person to approve.

The 2am transfer

At 2am, an agent signed in over MCP creates a transfer, in early access. It starts in review, and nothing pays out until a named analyst approves it.

A limit that lives in the agent’s own code is a promise. A limit the network enforces in the same transaction that moves the money is arithmetic.

Decisions in milliseconds shouldn’t settle on Monday.

Machine speed

One API across ACH, wire, RTP, SWIFT, SEPA, Pix, and SPEI, plus stablecoins on Ethereum, Base, Polygon, Solana, and Tron. Transfer Routes picks the rail.

MinutesStablecoin finality
24/7/365No banking hours
Every railSWIFT, US rails, stablecoins, FX

The same API. Readable by agents.

Build

There is no separate agent product to integrate.

agent-transfer.http
# An agent signed in over MCP calls create_transfer,
# which posts the same transfer any caller creates.
POST /v1/transfers
{
  "onBehalfOf": "cus_7f3k2d",
  "amount": { "currency": "USD", "rawValue": "12500" },
  "source": {
    "currency": "USD",
    "paymentRail": "BALANCE",
    "accountId": "vba_7f3k2d"
  },
  "destination": {
    "currency": "USD",
    "paymentRail": "ACH",
    "accountId": "eba_9m2x81"
  },
  "paymentReason": "PAYMENT_FOR_GOODS_AND_SERVICES",
  "confirm": true
}
response.json
// 201 Created. A signed-in agent made it over MCP, so it
// starts in review: nothing pays out until a named
// analyst approves it.
{
  "id": "tfr_2e7b90",
  "status": "IN_REVIEW",
  "sourceAmount": {
    "currency": "USD",
    "exponent": 2,
    "value": "12500"
  },
  "destination": {
    "currency": "USD",
    "paymentRail": "ACH",
    "accountId": "eba_9m2x81"
  }
}
Real request and response shape, illustrative IDs and amount. The full API reference is shared during onboarding.
  • REST APIOne HTTPS API: idempotent writes, signed webhooks, and a request id on every response.
  • Command lineCustomers, accounts, quotes, and transfers from a terminal.

Every capability an agent needs, under one discipline.

Capabilities

Live today unless marked early access.

Accounts

  • Wallet Accounts

    Early access

    A dedicated account per agent. The balance is the outer ceiling; spend limits are enforced inside it.

Money movement

  • Pay & request

    Pay or collect by link, with the payer screened first.

  • Accept

    An agent is paid into its own account, reconciled on arrival.

  • Transfer

    Move funds on the rail chosen per payment: stablecoin, SWIFT, or US rails.

Credit & cards

  • Card issuing for businesses and their agents, under the same account-level controls.

    Card issuing
  • Lines of credit for agents, drawn inside the limits and screening the account already enforces.

    Lines of credit

Platform

  • Connect

    Onboard customers through verification links, then move money for them.

  • Bill

    Usage- and success-based billing, built into the funds flow.

  • Identity

    A durable name and a human owner, bound to a KYB-verified business.

  • Observability

    Every instruction in one exportable record.

  • Compliance

    Agents assemble casework inside approved policy; judgment calls route to named analysts.

Agents on Infinite, answered

What is know your agent (KYA)?

Know your agent (KYA) extends a compliance program to AI agents that move money: each agent is bound to a KYB-verified business, funded with what it may spend, limited to vetted counterparties, screened on every instruction, and recorded.

Is KYA a regulatory requirement?

There is no named KYA rule, but sanctions screening, transaction monitoring, and auditability apply whoever initiates a payment, and “the model decided” is not an answer an examiner accepts.

Do AI agents need their own bank accounts?

Yes. Unlike a card’s open-ended spend, an account caps spend at its balance, vets counterparties first, and keeps the record. On Infinite, an agent’s account is held through a bank partner.

Why AI agents need accounts

How does Infinite know which agent sent a payment?

By its account. Each agent gets a dedicated account, so every payment resolves to that agent, its business, and the accountable humans, in one reviewable record.

Agentic Commerce: the use case end to end

Can an AI agent open an Infinite account on its own?

No. A business clears KYB first, through a demo rather than a self-serve signup. After that, its agent can drive customer onboarding through MCP, and hosted verification handles the steps a person has to complete. Opening accounts for its agents is an API call.

What happens if an AI agent is compromised?

The blast radius ends at the agent. Revoke it and every key dies instantly. Until then it spends only what its spend limits allow, capped again by the funded balance, and only to vetted counterparties. Flagged payments stop for human review.

What to look for in an agentic payment platform

How do agents connect to Infinite?

Over MCP: the agent signs in with your Infinite account, and in early access it creates the transfer itself, which starts in review until a named analyst approves it. The REST API and the CLI drive the same accounts and transfers. Keys and tooling are shared during onboarding.

Which agent capabilities are live today, and which are in early access?

Live today: enforced spend limits, approved counterparties, instant revoke, per-agent attribution, sign-in and customer onboarding over MCP, Links, Transfer Routes, Embedded Compliance, and Compliance AI. An agent can be paid through a link today; an agent issuing its own links is coming. In early access: wallet accounts for agents, transfers a signed-in agent creates over MCP, card issuing, and lines of credit; request early access to join the first group.

Bring the agent. We'll bring the network.

Show us the workflow, and we'll map how its money moves.

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