Every corridor, one counterparty
For banks, fintechs, and payment companies that need correspondent reach without assembling it bank by bank: onboard once, then move money over SWIFT, US rails, stablecoins, and FX through one account — with settlement liquidity in place of pre-funded nostros.
Infinite (infinite.net) is the compliance network that makes stablecoins work for global business. Correspondence on Infinite replaces the bilateral correspondent chain with one counterparty: one onboarding under one compliance program, then every corridor Infinite serves — SWIFT wires, US rails, stablecoin networks, and FX — through the same account, with settlement liquidity provided in place of pre-funded nostro balances.
Where it breaks down
Correspondent reach is assembled bilaterally — one bank, one account, one review at a time.
Coverage grows one relationship at a time.
Every new corridor means finding a correspondent, opening a nostro account, and clearing another institution’s due diligence. Expansion is measured in quarters — and a de-risking decision can close a corridor overnight.
Pre-funded nostros trap working capital.
Balances sit idle in every currency you serve, parked around the world so corridors stay open. The float scales with your coverage, not your volume — growth makes it worse.
Every hop adds time, cost, and doubt.
Payments cross banks that never see the whole transfer — fees come out mid-flight, settlement windows stack per hop, and when something stalls, tracing it means calling the chain one bank at a time.
One counterparty, every corridor
Onboard to Infinite once, and coverage comes with the network — rails, liquidity, and compliance included.
Every rail behind one account.
SWIFT wires, ACH, Fedwire, RTP, stablecoin networks, and FX run from the same Infinite Account through one API — adding a corridor is a parameter, not a project.
Liquidity in place of pre-funding.
Infinite provides settlement liquidity, so corridors don’t wait on pre-funded balances. Capital is committed when a payment moves — not parked in a nostro in advance.
Compliance run to one standard.
KYB, KYC, sanctions screening, and monitoring run under one program and produce one documented case format — the due diligence a correspondent relationship demands, done once and kept current.
Vetted once, for the whole network.
An approval is portable across the network: a counterparty cleared anywhere on Infinite is cleared for your corridors too — reach compounds instead of resetting.
One integration, every corridor
How a payment clears when Infinite is the counterparty.
Onboard once.
Your business clears Infinite’s compliance program — KYB, owners and controllers, screening — through Hosted Flows. That’s the last onboarding a new corridor will ask of you.
Instruct the payment.
One API call: source account, destination, amount. Transfer Routes picks the corridor — SWIFT, US rails, or stablecoin — for the destination and cutoff.
Infinite settles with liquidity.
Settlement liquidity is provided at execution, in place of a pre-funded nostro — the payment doesn’t wait for your float to arrive first.
Every transfer lands documented.
Screening, routing, and settlement are recorded as one case file per payment — the audit trail a correspondent file review expects, produced by default.
Answers before you ask
What does Correspondence on Infinite replace?
The bilateral side of correspondent banking: finding a correspondent per corridor, opening and pre-funding nostro accounts, and repeating due diligence per relationship. Infinite is one counterparty — onboard once, and move money on every rail and corridor the network serves.
Do payments still travel over SWIFT?
When SWIFT is the right rail, yes — Infinite sends and receives SWIFT wires from the same account. Transfer Routes picks the rail per payment, so a corridor better served by US rails, stablecoins, or FX routes there instead — same account, same API.
Do I need to pre-fund nostro accounts?
No. Infinite provides settlement liquidity in place of pre-funding — capital commits when a payment executes rather than sitting parked per currency. That difference compounds across corridors: coverage stops scaling your trapped float.
How does due diligence work with one counterparty?
You clear Infinite’s compliance program once — KYB, KYC on owners and controllers, sanctions screening, ongoing monitoring — run to one standard. Every payment then produces a documented case file, so the paper a correspondent review expects exists by default.
Can I move money for my own customers this way?
Yes — that’s third-party funds flow. Each of your customers onboards through Hosted Flows and gets their own account, so customer funds stay segregated and every downstream party is screened on the network.
Retire the chain.
Book a demo — bring the corridors you serve today and the ones you can’t reach, and we’ll walk the rails, liquidity, and compliance for each. Moving your own money across borders? See Crossborder Payments.