Cross-border payments without the 30-day wait

Same day. Once a counterparty is vetted (1–2 days the first time, pre-cleared for every payment after), each payment takes the fastest compliant path across stablecoin, SWIFT, or local rails, with Transfer Routes choosing per corridor. Traditional correspondent wires spend 3–5 days in flight; on Infinite, settlement typically closes in hours.

Because a wire hops through two or three correspondent banks, each with its own cutoff windows, fees taken in flight, and compliance checks. The payment only moves as fast as the slowest bank in the chain, and a first payment to a new counterparty can add a review of up to 30 days.

No. You fund in your local currency and your supplier receives theirs; when a stablecoin leg is the fastest route, conversion and routing run in the background. There is no crypto infrastructure to build; see the guide on integrating stablecoin payments without holding crypto.

One that is fully reserved, regularly attested, and deeply liquid in the corridors you pay into; no single coin wins every corridor. Compare reserve composition, attestation cadence, issuer regulation, redemption terms, and local liquidity; on Infinite, conversion and routing run behind the API, so you aren’t locked to one coin’s rails. The full criteria are in the Stablecoin Payments FAQ on which stablecoin is best for B2B payments.

The importer funds in its local currency, and the supplier invoice settles the same day over a stablecoin leg: the exporter receives their own currency, with FX converted in flight. Compliance screening runs before the money moves: the supplier is KYB-verified and sanctions-screened once for the whole network, so repeat trade payments start pre-cleared. See how same-day cross-border payments work.

FX happens inside the payment: GBP, EUR, MXN, BRL and more convert in flight at known rates, so one instruction covers both the transfer and the conversion. Quotes, execution, and settlement run through the same API and ledger; see Foreign Exchange for how quoting works.

The supplier completes onboarding once: KYB verification, sanctions screening, and beneficial-ownership checks. Compliance AI assembles the case inside human-approved policy; judgment calls route to named analysts. Review typically closes in 1–2 days instead of the industry’s ~30. The counterparty is then vetted for the whole network and every later payment starts pre-cleared.

Yes, for suppliers in supported markets, subject to onboarding and compliance review. A cleared supplier holds an Infinite Account with its own US account and routing numbers, provided through chartered, FDIC-insured partner banks. Your payment settles into it the same day with no wire in the middle, and the supplier holds dollars until it pays out over local rails or SWIFT. Suppliers elsewhere are paid over SWIFT or local rails as today.