Every payment in, matched on arrival.
Collect on the payer's rail into your Infinite Account, screened before funds land.
Who it’s for
- Finance teams collecting from customers in several countries
- Platforms collecting into a separate account per customer
- Businesses replacing a collections provider per rail and country
Built for money coming in.
CapabilitiesAny rail the payer has
SWIFT, ACH, RTP, stablecoins, or another currency, all into one account.Screened before funds land
Every payer is screened like a payout recipient. Flags hold for a named analyst.Per-payer account
Virtual Accounts give each payer an account number that identifies them.Matched on arrival
Payments answering a Link, Invoice, or known payer reconcile as they settle.Converted in flight
Payers pay in their currency; FX lands it in yours.
Their payment rail. Your account.
Illustrative example- ACH from a US customer42,000.00 USD
- EUR from a European customerConverted in flight
- Stablecoin from a Brazilian customerSettles in minutes
- Payer screenedBefore funds land, on every railCleared
- A virtual account per payerThe number says who paid
- Your Infinite AccountMatched to the invoice it answersMatched
From payment instructions to matched funds.
DevelopersWorkflow example, not executable API code. Integration details are scoped to your account and enabled products.
1. Assign payment instructions to a customer or purpose. 2. The payer sends funds on a supported route. 3. Screen the payment and track its arrival. 4. Match the funds to the account and reference.
Answers before you ask
FAQHow are Payins different from Links and Invoicing?
Which rails can a payer use?
SWIFT wires, US rails (ACH, Fedwire, RTP), stablecoins, and other currencies converted by FX in flight, all into the same Infinite Account.
Are inbound payments screened?
Yes, on every rail, before funds land: sanctions, watchlists, and the network’s counterparty record. A flagged payment holds for a named analyst, with the case assembled by Compliance AI.
How does a payment get matched to the right customer?
Give each payer an account number through Virtual Accounts. A payment into it identifies the customer and reconciles to the open Link or Invoice.
Can a platform collect on behalf of its customers?
Yes, through third-party funds flow: each customer holds their own account, and Infinite’s compliance program covers every payer.
From their bank to your ledger.
Bring your customers’ rails; an engineer walks one payment through.
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