USD to Mexico, settled on SPEI
Pay suppliers and collect from customers in Mexican pesos from the same Infinite Account. Routing picks the best path across SWIFT, stablecoins, and FX; the final leg clears on SPEI.
- Payouts: you submit a USD amount and a Mexican destination; routing weighs a direct SWIFT wire against a stablecoin leg plus USD/MXN conversion, then delivers pesos on SPEI, which credits accounts in seconds, around the clock.
- Collections: customers in Mexico pay in pesos on local rails; the balance converts and lands in your USD account, no Mexican entity or local banking setup on your side.
- Every counterparty on the corridor is vetted before funds move, and the screening result covers the whole route, the stablecoin leg included. Screening runs at the network level, so a supplier vetted once is vetted for every member.
How the corridor runs.
Submit the instruction
Amount, Mexican peso destination, urgency. No rail in the request.
Routing scores the eligible paths
A direct SWIFT wire competes with a stablecoin leg plus USD/MXN conversion. Expected settlement, all-in cost, and observed corridor performance decide.
Screening clears the counterparty
The counterparty is vetted before funds move, and the result covers every leg of the route.
The local leg delivers
The Mexican peso leg settles on SPEI. One payment object, one status stream, one reconciled ledger entry.
The USD ↔ MXN corridor at a glance
| Currency | Mexican peso (MXN) |
| Local settlement | SPEI: instant, 24/7 |
| Directions | USD → MXN payouts · MXN → USD collections |
| FX | USD/MXN conversion en route, quoted on the payment object |
| Rails in play | SWIFT · stablecoin transfer + FX · SPEI delivery |
| Compliance | Counterparty screened before funds move |
Talk to us for current corridor terms and a worked example at your volumes.
Answers before you ask
How fast does a USD to Mexico business payment settle?
It depends on the route. SPEI itself credits in seconds once the peso leg initiates, and stablecoin legs settle in minutes, so same-day delivery is the norm rather than the exception. The route and its estimated settlement come back on the payment object before anything moves.
Can we collect pesos from customers in Mexico?
Yes, the corridor runs both directions from the same account. Customers pay in MXN on local rails, and the balance arrives in USD without you standing up a Mexican entity or local bank relationships.
Do we need to touch crypto to use the stablecoin leg?
No. When routing picks a stablecoin leg, conversion happens en route and you see one USD-in, MXN-out payment with the route attached, no wallets to manage and no crypto on your books.
- PayoutsBatch disbursements with one instruction
- PayinsCollect inbound payments on every rail
- LinksGet paid by link, reconciled on arrival
- InvoicingInvoice and settle in one flow
- SWIFT PaymentsSend global wires through one integration
- USD PaymentsMove dollars on every domestic rail
- Stablecoin PaymentsSettle in stablecoins on bank rails
- Foreign ExchangeConvert between currencies at settlement
- Transfer RoutesRoute money on the fastest compliant path
Run your Mexico volume through routing.
Bring this corridor to a 30-minute demo: the path, the cost, and the settlement time, next to what you pay today.
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