USD to the eurozone, settled on SEPA
Pay suppliers and collect from customers in euros from the same Infinite Account. Routing weighs SWIFT against a stablecoin leg plus FX; the final leg clears on SEPA or SEPA Instant.
- Payouts: a USD instruction with a euro-area destination routes through the best-scoring path and delivers euros on SEPA Instant where the receiving bank participates, or standard SEPA credit transfer otherwise.
- Collections: European customers pay in EUR on SEPA rails; the balance converts and lands in your USD account, no EU entity or local banking setup on your side.
- Counterparties are vetted before funds move, with the screening result covering every leg of the route, including EU travel-rule obligations on crypto-asset legs, which the network handles as part of screening.
How the corridor runs.
Submit the instruction
Amount, euro destination, urgency. No rail in the request.
Routing scores the eligible paths
A direct SWIFT wire competes with a stablecoin leg plus USD/EUR conversion. Expected settlement, all-in cost, and observed corridor performance decide.
Screening clears the counterparty
The counterparty is vetted before funds move, and the result covers every leg of the route.
The local leg delivers
The euro leg settles on SEPA Instant (or SEPA credit transfer). One payment object, one status stream, one reconciled ledger entry.
The USD ↔ EUR corridor at a glance
| Currency | Euro (EUR) |
| Local settlement | SEPA Instant: seconds · SEPA credit transfer: same/next day |
| Directions | USD → EUR payouts · EUR → USD collections |
| FX | USD/EUR conversion en route, quoted on the payment object |
| Rails in play | SWIFT · stablecoin transfer + FX · SEPA delivery |
| Compliance | Counterparty screened before funds move |
Talk to us for current corridor terms and a worked example at your volumes.
Answers before you ask
How fast does a USD to Europe business payment settle?
SEPA Instant credits in seconds where the receiving bank participates, and stablecoin legs settle in minutes, so same-day delivery is standard. Standard SEPA credit transfers post same or next business day. The route’s estimated settlement comes back before funds move.
Does the EU travel rule apply to these payments?
When a route includes a crypto-asset leg, EU transfer-of-funds rules apply to that leg: originator and beneficiary information travels with it. The network carries this as part of screening; nothing extra lands on your integration.
Can we collect euros from customers in Europe?
Yes, collections and payouts share one account. Customers pay in EUR over SEPA, the conversion is quoted on the payment, and you reconcile a single USD ledger entry.
- PayoutsBatch disbursements with one instruction
- PayinsCollect inbound payments on every rail
- LinksGet paid by link, reconciled on arrival
- InvoicingInvoice and settle in one flow
- SWIFT PaymentsSend global wires through one integration
- USD PaymentsMove dollars on every domestic rail
- Stablecoin PaymentsSettle in stablecoins on bank rails
- Foreign ExchangeConvert between currencies at settlement
- Transfer RoutesRoute money on the fastest compliant path
Run your eurozone volume through routing.
Bring this corridor to a 30-minute demo: the path, the cost, and the settlement time, next to what you pay today.
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