Facts
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number
Transaction history
Income
Payment history
Account balances
Wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Erebor Bank, NA chooses to share; and whether you can limit this sharing.
Questions?
Call 614-233-1797 or go to erebor.bank
Who We Are
Who is providing this notice?
Erebor Bank, NA
What We Do
How does Erebor Bank, NA protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also limit access to information to those employees for whom access is needed to perform their job responsibilities.
How does Erebor Bank, NA collect my personal information?
We collect your personal information, for example, when you:
Open an account
Make deposits or withdrawals from your account
Apply for a loan
Deposit money
Make a wire transfer
Why can't I limit all sharing?
Federal law gives you the right to limit only:
Sharing for affiliates' everyday business purposes — information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Erebor Bank, NA does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Erebor Bank, NA doesn't jointly market.
Other Important Information
California. In accordance with California law, we will not share information we collect about California residents with nonaffiliates except as permitted by law, such as with the consent of the customer or to service the customer's accounts.
Vermont. In accordance with Vermont law, we will not share information we collect about Vermont residents with nonaffiliates except as permitted by law, such as with the consent of the customer or to service the customer's accounts.
For Alaska, Illinois, Maryland and North Dakota Customers. In accordance with applicable law, we will not share personal information with nonaffiliates either for them to market to you or for joint marketing — without your authorization.
For Massachusetts, Mississippi and New Jersey Customers. In accordance with applicable law, we will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing — without your authorization.