Stablecoin
A stablecoin is a cryptocurrency pegged to another asset — almost always the US dollar — with each unit backed one-for-one by reserves such as cash and short-term US Treasuries, so it can be redeemed at par. Businesses use stablecoins like USDC and USDT to settle payments in minutes, around the clock, without waiting on banking hours or correspondent chains.
By Nikhil Srinivasan, Founder & CEOLast updated August 2026
Unlike other digital assets, a stablecoin is not an investment — it is a settlement instrument. The issuer mints tokens when dollars come in and redeems them when dollars go out, publishing reserve attestations so holders can verify backing. That makes a well-run stablecoin behave like an electronic dollar that moves on public blockchain rails: final in minutes, available 24/7, and cheap to transfer at any size.
For a compliance team, the questions are the same as for any payment: who is the counterparty, where did the funds come from, and where are they going. On Infinite, stablecoin transfers run through the same screening and monitoring as fiat payments — every counterparty is screened before funds move — so stablecoin speed does not come at the cost of a defensible compliance file.
Frequently asked questions
What keeps a stablecoin worth one dollar?
Full reserves and redemption at par: the issuer mints tokens when dollars come in, redeems them when dollars go out, and publishes reserve attestations so holders can verify the backing. Reserve attestation
How is a stablecoin different from Bitcoin?
Bitcoin's price floats with market demand; a stablecoin is pegged to a reference asset and backed by reserves so its price stays fixed. That stability is why stablecoins are used to settle payments while Bitcoin is mostly held as an investment.
What stablecoins does Infinite support?
USDC, USDT, OUSD, and USDG today, with additional regulated stablecoins being added. Businesses fund and settle in their local currency; stablecoin conversion and routing run in the background. Stablecoin Payments
Which stablecoin is best for business payments?
No single coin wins every corridor. Compare reserve composition, attestation cadence, issuer regulation, redemption terms, and liquidity where you operate. Infinite supports USDC, USDT, OUSD, and USDG, with conversion and routing behind the API — so the choice is policy, not plumbing. Stablecoin Payments
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