Where the money moves, and who holds it.
A funds-flow page traces one payment pattern on Infinite (infinite.net) end to end — who holds the funds at each step, what screening runs before they move, and where the record lives. Three flows are documented here: first-party payouts, third-party cross-border payments, and fiat-to-stablecoin conversion.
First-party payouts
Your business pays suppliers, payroll, or subsidiaries with its own funds — one KYB on your business, every rail, every counterparty screened before funds move.
Third-party cross-border payments
Your platform moves customer money across borders — each customer onboarded with a real account through partner banks, both sides screened on every payment.
Fiat–stablecoin conversion
Dollars become USDC, USDT, OUSD, or USDG and back — native mint and burn inside the network, bank-owned custody, one reconciled ledger.
Written for the people who sign off on a money-movement program: compliance officers mapping where customer funds sit, finance teams tracing settlement and reconciliation, and engineers deciding what to build. The product pages behind each hop — first-party and third-party funds flow — carry the full detail.
Frequently asked questions
What is a flow-of-funds page?
A step-by-step map of one payment pattern: who holds the money at each hop, which rail carries it, and what screening runs where. Each page traces a pattern end to end — the same anatomy compliance teams ask for in diligence. The underlying products are first-party and third-party funds flow.
What is the difference between first-party and third-party flows?
First-party means moving your own money — payouts, settlement, treasury. Third-party means moving money for your customers, which carries a heavier compliance surface. The first-party payout flow and third-party cross-border flow trace one example of each, hop by hop.
Where do funds sit at each step of a flow?
In real accounts provided through chartered, FDIC-insured partner banks — custody stays inside the bank perimeter at every hop, never in an intermediary’s omnibus wallet. The fiat–stablecoin conversion flow shows how that holds even when dollars become stablecoins and back.
Is every hop in a flow compliance-screened?
Yes — screening runs on both sides of every payment, and monitoring continues on the network after funds land. A counterparty vetted once is vetted for the whole network, which is why first-time review drops from ~30 days to 1–2. See Infinite Agents for how the review itself works.
Bring your own flow of funds.
Book a 30-minute demo and we’ll trace your payment pattern the same way — hop by hop, screening included.