Give your agent an account. Not your credentials.
Infinite extends the compliance network to software that acts. Every agent is tied to a verified business, pays from a funded account held through chartered, FDIC-insured partner banks, and is screened on every instruction — a discipline we call know your agent.
AI agents are becoming economic actors — negotiating procurement, settling marketplaces, rebalancing treasury at 2am. The hard question was never whether software can initiate a payment. It’s whether anyone can defend that payment afterward. Infinite (infinite.net) treats an agent like any other member of the compliance network: known, bounded, screened, and on the record.
KYC verifies a person. KYB verifies a business. KYA binds the agent to both.
KYA is not a bolt-on product — it is the network's admission standard, applied to software. Five properties, each structural, none enforced in a prompt.
A verified principal
There are no anonymous agents on the network. Every agent belongs to a business that has passed KYB — its identity resolves to a legal entity and accountable humans before it can hold a balance or send a cent.
Its own account
Each agent pays from a dedicated account held through chartered, FDIC-insured partner banks, funded with only what it should spend. The balance is a ceiling no prompt, bug, or leaked key can raise.
A vetted counterparty set
An agent pays only recipients the network has already screened. A new recipient goes through review before it becomes payable — review first, payment second, even when the agent is confident.
Screening on every instruction
Sanctions screening and transaction monitoring run on every payment, whether a person or an API key sent it. A flagged instruction stops before funds move and routes to a named analyst.
A record that assembles itself
Every payment closes with the request that initiated it, the counterparty’s screening state, the route, and settlement confirmation — a case your compliance team can defend without excavating a chat log.
Every demo shows the agent paying correctly. Infinite is built for the day it doesn’t.
Run an agent long enough and it will attempt a payment it shouldn't — wrong recipient, wrong amount, wrong loop. What matters is what that attempt hits.
A bug retries a payout until something stops it. On Infinite, the something is arithmetic: the agent’s account holds only what you funded, and an account can’t send money it doesn’t hold.
An injected instruction redirects funds to an attacker. But the attacker isn’t in the vetted counterparty set — an unknown recipient triggers review, not settlement, no matter how persuasive the prompt.
A payment trips monitoring on a Saturday night. It stops before funds move and waits for a named analyst — and the case file already shows what was attempted, by which agent, and why it was held.
A limit is something a platform promises. A balance is something the agent cannot exceed.
Decisions in milliseconds shouldn’t settle on Monday.
An agent that decides at 2am on a Saturday shouldn’t wait for a wire window. Stablecoin settlement is final in minutes and runs around the clock, and Transfer Routes picks stablecoin, SWIFT, or US rails per corridor — the agent states amount and destination; the network does the rest.
The API your engineers already use. Readable by the agents they build.
There is no separate agent product to integrate. An agent pays through the same REST API and typed SDKs as any customer — idempotent writes, explicit compliance states, webhooks for every transition.
import { Infinite } from "@infinite/sdk"; // The agent's account is its budget — fund it with what it may spend. const infinite = new Infinite({ apiKey: process.env.INFINITE_SANDBOX_KEY, }); const payment = await infinite.payments.create({ amount: "12500.00", currency: "USD", source: "acct_agent_7f3k2d", destination: "acct_9m2x81", }); // Screening ran in flight; the case record is already assembled. // payment.status => "processing"
This site is already legible to your agent.
The first agents in production here ran our own backoffice.
Infinite’s own compliance backoffice runs on Infinite Agents — domain-tuned agents assemble every case, and a named analyst signs every decision. First-time counterparty reviews that ran ~30 days close in 1–2 on the network. Those agents never move money — and agents that do are held to the same standard: agents do the work, humans own the decisions, and the record survives an exam.
The thesis predates the wave — the company is incorporated as Infinite Agents, Inc.
Four workflows already shaped for agents.
Each pattern runs on the same primitives: a dedicated account per agent, counterparties vetted up front, screening in flight, and a record per payment.
Procurement and AP
An agent matches invoices, schedules supplier payments, and settles cross-border — every vendor vetted before it can be paid.
Marketplace settlement
Settlement agents reconcile order flow and pay sellers across corridors — one batch instruction, screening on every payment.
Treasury rebalancing
A treasury agent sweeps idle balances across entities and corridors just in time — inside ceilings the accounts themselves enforce.
Refunds and support
Support agents resolve disputes with real money — capped by a funded balance, documented payment by payment.
Agents on Infinite, answered
What is know your agent (KYA)?
Know your agent (KYA) is the discipline of extending a compliance program to AI agents that move money: binding every agent to a KYB-verified business, giving it a funded account that caps what it can spend, restricting it to vetted counterparties, screening every instruction, and keeping an audit record of every action. On Infinite, those five properties are enforced by the network — not by the agent’s prompt.
Is KYA a regulatory requirement?
There is no named KYA rule today, but the obligations it serves are not new. Sanctions screening, transaction monitoring, and auditability apply to a payment regardless of whether a person or software initiated it. KYA is how a business keeps meeting that existing bar once agents enter the loop — when an examiner asks who authorized a payment, “the model decided” is not an answer.
Do AI agents need their own bank accounts?
Yes — the account is the control surface. A card grants open-ended spend against a credit line with controls on the merchant’s side; an account inverts that: the balance is the ceiling, counterparties are vetted before they can be paid, and the audit record assembles at the account layer. On Infinite, an agent’s account is held through chartered, FDIC-insured partner banks.
How does Infinite know which agent sent a payment?
By its account. Give each agent a dedicated account and every payment resolves to that agent, the business it belongs to, and the humans accountable for it — with the initiating request, screening state, route, and settlement confirmation kept in one reviewable record.
Can an AI agent open an Infinite account on its own?
No — deliberately. Every relationship on the network starts with a business that clears KYB, and onboarding starts with a demo rather than a self-serve signup. Once the business is verified, opening dedicated accounts for its agents is an API call: a human opens the perimeter, and agents operate inside it.
What happens if an AI agent is compromised?
The blast radius is the account, not the business. A compromised agent can spend at most the balance you funded — a limit enforced at the account layer — can reach only counterparties already vetted, and every instruction still clears screening: flagged payments stop for human review, and the record shows exactly what was attempted.
Bring the agent. We'll bring the network.
Talk to an engineer: bring the workflow your agent runs, and we'll map the payment leg onto accounts, screening, and settlement — controls first.