KYB, KYC, KYT, and KYA — to one global standard.
One compliance program across every rail: white-label onboarding with device intelligence, behavioral biometrics, and bank linking built in; every transaction screened and monitored for AML on fiat and stablecoin legs alike; and AI agents covered under know-your-agent discipline.
Stablecoin Compliance is the compliance stack of Infinite (infinite.net): global KYB and KYC onboarding, KYT and transaction monitoring for AML across fiat and stablecoin rails, and KYA for AI agents — run as one white-label program, with device intelligence, behavioral biometrics, and bank linking integrated, and a human on every decision.
- Onboarding runs through Hosted Flows — your brand end to end, with collection links and RFIs handled the same way.
- One AML program covers every rail — SWIFT, US rails, stablecoins, and FX — so the fiat and stablecoin legs of a payment never split across programs.
- AI agents transact under know-your-agent (KYA) discipline — every agent tied to a KYB-verified business, screened on every instruction.
Every discipline, integrated.
The checks a regulated stablecoin program requires — executed, documented, and reviewed as one system.
Global KYB & KYC
Businesses verified against official registries; owners and controllers verified with document and liveness checks — white-label via Hosted Flows.
Device intelligence, biometrics & bank linking
Device intelligence, behavioral biometrics, and bank linking run inside onboarding — signals beyond documents, with no extra vendors to integrate.
KYT — know your transaction
Every payment screened before settlement: sanctions, watchlists, and counterparty risk checked on each instruction, across every rail.
Transaction monitoring for AML
Ongoing monitoring across fiat and stablecoin activity in one program — alerts, patterns, and hits land in a single review queue.
KYA — know your agent
AI agents enrolled under know-your-agent discipline: tied to a KYB-verified business, bounded by a funded account, screened on every instruction.
Streamlined RFIs
When a review needs more, branded collection links and RFIs go out with the case already assembled by Infinite Agents, the compliance AI harness — a human reviews and decides.
One program, four disciplines.
Onboard in your brand
Global KYB and KYC run through white-label Hosted Flows — with device intelligence, behavioral biometrics, and bank linking strengthening every session beyond documents alone.
Screen every instruction
KYT — know your transaction: counterparties and payments are screened before settlement on every rail, stablecoin and fiat alike.
Monitor continuously
Transaction monitoring for AML runs across rails in one case system — patterns, alerts, and screening hits route to a single review queue.
Review fast; a human decides
The in-house Compliance AI harness assembles and documents every case, and streamlined RFIs go out in your brand — reviews resolve in days, not weeks, with a human making every decision.
Screening on every payment.
Every instruction returns its screening result — the KYT checks that ran, and the outcome — before the payment settles.
// Screening runs on every instruction, on every rail const payment = await infinite.payments.create({ amount: '250000.00', currency: 'USD', rail: 'stablecoin', counterparty: 'cp_7d41…', }); payment.screening; // => { status: 'cleared', checks: ['sanctions', 'watchlist', 'kyt'] }
Answers before you ask
What is KYT (know your transaction)?
KYT is the discipline of screening the transaction itself — not just the customer. Each payment instruction is checked before settlement: sanctions and watchlist screening on the parties, counterparty risk on the destination, and rail-appropriate checks on stablecoin legs. Where KYB and KYC establish who you’re dealing with at onboarding, KYT re-asks the question on every payment.
How is KYT different from transaction monitoring?
KYT screens each instruction before it settles; transaction monitoring watches activity over time for AML patterns — velocity changes, structuring, unusual corridors. Infinite runs both as one program with one case system, so a KYT hit and a monitoring alert land in the same review queue with shared context.
Does one program cover both fiat and stablecoin activity?
Yes. Screening and monitoring run across every rail — SWIFT, US rails, stablecoins, and FX — under one standard. A payment that crosses from a stablecoin leg to a fiat leg stays in the same program, the same case system, and the same audit trail.
What signals strengthen onboarding beyond documents?
Device intelligence, behavioral biometrics, and bank linking run inside every Hosted Flows session — the device presenting the application, how the applicant behaves, and verified account ownership all inform the decision. They’re integrated into the program, not separate vendors to procure.
Why are reviews faster on Infinite?
Because the case arrives assembled. The in-house Compliance AI harness — Infinite Agents — compiles screening results, documents, and open questions before an analyst opens the case, and streamlined RFIs collect what’s missing through branded links. Reviews resolve in days, not weeks, and a human makes every decision.
Does the compliance program cover AI agents?
Yes — through know-your-agent (KYA) discipline, covered in depth on Infinite for AI Agents: every agent is tied to a KYB-verified business, bounded by a funded account, and screened on every instruction, so agent-initiated payments carry the same audit trail as human-initiated ones.
- Hosted FlowsCompliant onboarding, in your brand
- Stablecoin ComplianceKYB, KYC, KYT, and KYA to one global standard
- Infinite AgentsThe AI harness for compliance; a human decides
One standard, every rail.
See the full stack — onboarding, KYT, monitoring, and the AI-assembled review queue — in a 30-minute demo.