Agentic commerce your compliance team can defend

A payment an AI agent starts on a business’s behalf. On Infinite the agent pays from a funded account you open for it, every instruction is screened, and flagged payments stop for a person to review before funds move.

Network-enforced spend limits, vetted counterparties, screening on every instruction, rails that settle around the clock, and an audit record for every payment. Our essay on what agent payments must be able to explain covers each control.

On where controls live (the network or app code), how far screening reaches, whether rails run outside banking hours, and whether each agent action leaves a reviewable record. Infinite enforces spend limits, counterparties, screening, and the audit trail at the network layer rather than in your application code.

As reliable as the controls underneath, which on Infinite are structural, not model-dependent. The account balance and spend limits cap what the agent can send; off-list payees are refused before routing; and payments that monitoring flags stop for human review.

The request, screening state, monitoring result, route, and settlement, plus which agent sent it. With Compliance AI, human-approved policy governs outcomes and named analysts handle judgment calls, so the record is ready for an examiner.

Pricing follows the payment, not the sender, so there is no agent surcharge. Corridor cost is the same stack of rail, FX, and platform fees a person would pay on that route. The guide on stablecoins vs SWIFT breaks down how those costs compare.

Agentic commerce on Infinite is in early access. Design partners open funded agent accounts, set spend limits, and pay through the same API a person uses while screening and human review stay on every instruction.

MCP clients documented in the Agentic Payments setup are the starting point; other client support is shared at onboarding. The agent pays through the published transfer API once it has a key and a funded account under your limits.