---
title: "Funds flow terms in the payments glossary"
description: "How money moves on Infinite: first-party and third-party funds flow, payouts, cross-border payments, and fiat to stablecoin conversion."
updated: "2026-11"
canonical: "https://infinite.net/resources/learn/glossary/category/funds-flow"
---

# Funds flow terms in the payments glossary

How money moves on Infinite (infinite.net): first-party and third-party funds flow, payouts, cross-border payments, and fiat to stablecoin conversion.

- [First-party funds flow](https://infinite.net/resources/learn/glossary/first-party.md): First-party funds flow is the model in which a business moves its own money: supplier payments, payroll, subsidiaries, and treasury.
- [Third-party funds flow](https://infinite.net/resources/learn/glossary/third-party.md): Third-party funds flow is the model in which a platform moves its customers’ money: payouts, disbursements, and balances, each customer in a dedicated account.
- [First-party payouts](https://infinite.net/resources/learn/glossary/first-party-payouts.md): A first-party payout is a payment of a business’s own money to a supplier, payroll, or subsidiary, over any rail Infinite supports.
- [Third-party cross-border](https://infinite.net/resources/learn/glossary/third-party-crossborder.md): A third-party cross-border payment moves customer money abroad, each customer in a dedicated account, both sides screened before funds move.
- [Fiat–stablecoin conversion](https://infinite.net/resources/learn/glossary/fiat-stablecoin-conversion.md): Fiat–stablecoin conversion is the movement of dollars into USDC, USDT, OUSD, or USDG, and back, by mint and burn inside the network on one reconciled ledger.

## More of the glossary

- [Assets terms in the payments glossary](https://infinite.net/resources/learn/glossary/category/assets.md): The instruments that move on stablecoin rails: what stablecoins are, how they are minted, redeemed, and backed, and how reserves are verified.
- [Accounts terms in the payments glossary](https://infinite.net/resources/learn/glossary/category/accounts.md): Account structures for holding business funds: demand deposit accounts, virtual and FBO accounts, and how pooled and per-customer structures differ.
- [Compliance terms in the payments glossary](https://infinite.net/resources/learn/glossary/category/compliance.md): The controls behind compliant payments: KYB and KYC, sanctions screening, transaction monitoring, and the BSA framework US institutions operate under.
- [Payment rails terms in the payments glossary](https://infinite.net/resources/learn/glossary/category/payment-rails.md): The networks that settle business payments (SWIFT, ACH, Fedwire, RTP, and stablecoin rails) and how their speed, hours, and finality compare.
- [Banking terms in the payments glossary](https://infinite.net/resources/learn/glossary/category/banking.md): How banks hold and move money behind the scenes: correspondent banking, routing numbers, and how deposit insurance passes through to customers.
- [Agentic payments terms in the payments glossary](https://infinite.net/resources/learn/glossary/category/agentic-payments.md): How AI agents move money: spending limits, human-in-the-loop approvals, agent compliance, and the authorization layer behind agent-initiated payments.
- [Payments glossary | Direct answers to every term](https://infinite.net/resources/learn/glossary.md): Every term in the payments glossary, grouped by category (rails, funds flow, accounts, compliance, and more), each with a direct answer up top.