---
title: "Coverage | USD accounts and global rails"
description: "Infinite lists USD accounts on ACH, RTP, and Fedwire, plus GBP, EUR, MXN, and BRL local rails and USDC and USDT on published networks."
updated: "2026-10-14"
canonical: "https://infinite.net/resources/coverage"
---

# USD accounts and global payment rails

Infinite (infinite.net) publishes USD accounts on ACH, RTP, and Fedwire, for first-party and third-party funds flows, and local-currency corridors in GBP, EUR, MXN, and BRL. Stablecoin transfers settle USDC and USDT on listed networks. Transfer Routes picks the rail for each payment.

## Overview

| Currency | Rails | Directions |
| --- | --- | --- |
| US Dollar (USD) | ACH: same day to 2 business days; RTP: seconds, 24/7; Fedwire: minutes, same-day finality; SWIFT: most corridors same day to 2 business days once released | Send and receive; Demand-deposit accounts and virtual account numbers; First-party and third-party funds flows |
| British Pound (GBP) | Faster Payments: near-instant, 24/7; CHAPS for high-value | USD → GBP payouts; GBP → USD collections |
| Euro (EUR) | SEPA Instant: seconds; SEPA credit transfer: same/next day | USD → EUR payouts; EUR → USD collections |
| Mexican Peso (MXN) | SPEI: instant, 24/7 | USD → MXN payouts; MXN → USD collections |
| Brazilian Real (BRL) | Pix: instant, 24/7 | USD → BRL payouts; BRL → USD collections |
| USD Coin (USDC) | Ethereum; Base; Polygon; Solana; Stellar; Celo | Send and receive |
| Tether (USDT) | Ethereum; Base; Polygon; Solana; Stellar; Celo; Tron | Send and receive |

## Coverage matrix

### By rail

| Rail | Currency or asset | Settlement |
| --- | --- | --- |
| ACH | USD | Same day to 2 business days |
| RTP | USD | Seconds, 24/7 |
| Fedwire | USD | Minutes, same-day finality |
| SWIFT | USD | Most corridors same day to 2 business days once released |
| Faster Payments | GBP | Near-instant, 24/7 |
| CHAPS | GBP | High-value credits during UK banking hours |
| SEPA Instant | EUR | Seconds, where the receiving bank participates |
| SEPA credit transfer | EUR | Same or next day |
| SPEI | MXN | Instant, 24/7 |
| Pix | BRL | Instant, 24/7 |
| Ethereum | USDC, USDT | 24/7, weekends included |
| Base | USDC, USDT | 24/7, weekends included |
| Polygon | USDC, USDT | 24/7, weekends included |
| Solana | USDC, USDT | 24/7, weekends included |
| Stellar | USDC, USDT | 24/7, weekends included |
| Celo | USDC, USDT | 24/7, weekends included |
| Tron | USDT | 24/7, weekends included |

### By entity

| Entity | Verified with | Account | Funds flow |
| --- | --- | --- | --- |
| Your business | One KYB on your business | A USD account with its own routing numbers | First party: your business’s own money |
| Your platform’s business customers | KYB on every customer whose funds move, in your brand | Their own USD bank account or stablecoin wallet, at a bank partner | Third party: funds that belong to your customers |
| Owners and controllers | KYC: documents and liveness | Not applicable | Not applicable |

### By corridor

| Corridor | Payouts | Collections | Rail |
| --- | --- | --- | --- |
| USD and GBP | USD → GBP | GBP → USD | Faster Payments · CHAPS |
| USD and EUR | USD → EUR | EUR → USD | SEPA Instant · SEPA credit transfer |
| USD and MXN | USD → MXN | MXN → USD | SPEI |
| USD and BRL | USD → BRL | BRL → USD | Pix |
| USD by SWIFT wire | USD, to major corridors | USD, from major corridors | SWIFT |

## USD

Infinite publishes USD on ACH, RTP, and Fedwire from a managed demand-deposit account (/accounts/managed) and from virtual account numbers (/platform/virtual-accounts). Both first-party and third-party funds flows use those rails. SWIFT wires reach major corridors (/payments/swift). The Deposit Account product is coming soon and is not this row. FedNow is not a published rail. ([USD rail](https://infinite.net/accounts/rails))

## GBP

GBP is a live corridor (usd-to-gbp). Local settlement is Faster Payments, near real time, and CHAPS for high-value credits during UK banking hours. Payouts are USD to GBP; collections are GBP to USD. The corridor page is /accounts/routes/usd-to-gbp. ([GBP rail](https://infinite.net/accounts/routes/usd-to-gbp))

## EUR

EUR is a live corridor (usd-to-eur). Local settlement is SEPA Instant in seconds where the bank participates, or a SEPA credit transfer same or next day. Payouts are USD to EUR; collections are EUR to USD. The corridor page is /accounts/routes/usd-to-eur. ([EUR rail](https://infinite.net/accounts/routes/usd-to-eur))

## MXN

MXN is a live corridor (usd-to-mxn). Local settlement is SPEI, instant and 24/7. Payouts are USD to MXN; collections are MXN to USD. The corridor page is /accounts/routes/usd-to-mxn. ([MXN rail](https://infinite.net/accounts/routes/usd-to-mxn))

## BRL

BRL is a live corridor (usd-to-brl). Local settlement is Pix, instant and 24/7. Payouts are USD to BRL; collections are BRL to USD. The corridor page is /accounts/routes/usd-to-brl. ([BRL rail](https://infinite.net/accounts/routes/usd-to-brl))

## USDC

USDC is a published stablecoin on Ethereum, Base, Polygon, Solana, Stellar, and Celo. Same-asset bridging is published between Ethereum, Solana, Arbitrum, Base, and Polygon. The rail page is /accounts/rails. Every transfer is screened before it releases. ([USDC coverage in docs](https://docs.infinite.net/coverage/overview))

## USDT

USDT is a published stablecoin on Ethereum, Base, Polygon, Solana, Stellar, Celo, and Tron. Same-asset bridging is published between Ethereum, Tron, Arbitrum, Polygon, and Solana. The rail page is /accounts/rails. Every transfer is screened before it releases. ([USDT coverage in docs](https://docs.infinite.net/coverage/overview))

## What the docs cover

**Rails.** The rails each currency settles on: ACH, RTP, and Fedwire for USD, SWIFT wires to major corridors, and local rails such as SEPA, Faster Payments, SPEI, and Pix.

**Stablecoins and networks.** Each supported stablecoin with the networks it settles on, and where USDC and USDT move between networks with no conversion.

**Markets and currencies.** Supported countries by region, and whether each currency pays out, collects, or both. Payments in local currency convert to and from USD en route. Services are not available in OFAC-sanctioned or otherwise restricted countries.

[Read the coverage docs](https://docs.infinite.net/coverage/overview)

## Frequently asked questions

### Which currencies can Infinite send and collect?

USD moves over ACH, Fedwire, and RTP, and by SWIFT wire to and from major corridors. Published local-currency corridors settle GBP, EUR, MXN, and BRL, and collections in those currencies land in USD.

### Which blockchains does Infinite support for stablecoins?

USDC settles on Ethereum, Base, Polygon, Solana, Stellar, and Celo; USDT settles on Ethereum, Base, Polygon, Solana, Stellar, Celo, and Tron. Whichever network a transfer uses, you call the same payments API, and the counterparty is screened before funds move.

### Can USDC or USDT move between networks?

Yes. Same-asset bridging moves USDC between Ethereum, Solana, Arbitrum, Base, and Polygon; USDT between Ethereum, Tron, Arbitrum, Polygon, and Solana. The asset stays the same on the new network, with no conversion. Confirm the network with your counterparty before sending: the same asset on two networks is two different balances.

### Can we collect local currency, or only USD?

Yes, in GBP, EUR, MXN, and BRL, and the collection lands in USD: the payer sends local currency on its local rail, and it converts en route, quoted on the payment object. Accounts are denominated in USD today; inbound local-currency collection is corridor-specific.

### Can businesses onboard from every market on this page?

Not necessarily: onboarding and payments have different reach. Businesses onboard from the United States and the further markets listed under Supported markets, and payments reach further, over the rails on this page. Within those markets, eligibility is reviewed case by case.

### What if a currency or corridor is not listed?

USD wires still reach major SWIFT corridors. Bring the currency, the country, and the direction you need to a demo, and the team will confirm what is published for your flow.

Last updated October 14, 2026