---
title: "Assets terms in the payments glossary"
description: "The instruments that move on stablecoin rails: what stablecoins are, how they are minted, redeemed, and backed, and how reserves are verified."
canonical: "https://infinite.net/learn/glossary/category/assets"
---

# Assets terms in the payments glossary

The instruments that move on stablecoin rails: what stablecoins are, how they are minted, redeemed, and backed, and how reserves are verified.

- [Stablecoin](https://infinite.net/learn/glossary/stablecoin.md): A cryptocurrency designed to hold a stable value by pegging to another asset — usually the US dollar — and backed one-for-one by reserves.
- [On-ramp and off-ramp](https://infinite.net/learn/glossary/on-ramp-off-ramp.md): The conversion points between fiat and digital assets — an on-ramp turns dollars into stablecoins, an off-ramp turns stablecoins back into dollars.
- [Mint and burn](https://infinite.net/learn/glossary/mint-and-burn.md): How stablecoin supply tracks its reserves — issuers mint new tokens when dollars come in and burn tokens when dollars are redeemed.
- [Reserve attestation](https://infinite.net/learn/glossary/reserve-attestation.md): An independent accountant’s report verifying that a stablecoin issuer’s reserves matched the tokens in circulation as of a point in time.
- [Cold storage](https://infinite.net/learn/glossary/cold-storage.md): The practice of holding digital assets with private keys kept offline — out of reach of the internet, and of any automated system that could be compromised.

## More of the glossary

- [Accounts terms in the payments glossary](https://infinite.net/learn/glossary/category/accounts.md): Account structures for holding business funds: demand deposit accounts, virtual and FBO accounts, and how pooled and per-customer structures differ.
- [Compliance terms in the payments glossary](https://infinite.net/learn/glossary/category/compliance.md): The controls behind compliant payments: KYB and KYC, sanctions screening, transaction monitoring, and the BSA framework US institutions operate under.
- [Payment rails terms in the payments glossary](https://infinite.net/learn/glossary/category/payment-rails.md): The networks that settle business payments (SWIFT, ACH, Fedwire, RTP, and stablecoin rails) and how their speed, hours, and finality compare.
- [Banking terms in the payments glossary](https://infinite.net/learn/glossary/category/banking.md): How banks hold and move money behind the scenes: correspondent banking, routing numbers, and how deposit insurance passes through to customers.
- [Agentic payments terms in the payments glossary](https://infinite.net/learn/glossary/category/agentic-payments.md): How AI agents move money: spending limits, human-in-the-loop approvals, agent compliance, and the authorization layer behind agent-initiated payments.
- [Payments glossary | Direct answers to every term](https://infinite.net/learn/glossary.md): Every term in the payments glossary, grouped by category (stablecoins, accounts, compliance, payment rails, banking, and FX), each with a direct answer up top.